Jackson County property record for 231 Christopher Way, Talent, OR 97540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 2022 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Last Sale | $409,000 (Jun 2023) |
| Tax Bill | $4,324 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Reverse Mortgage Dec 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 381W23DD2500 |
| Primary APN | 381W23DD2500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 1,468 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 CHRISTOPHER WAY |
|---|---|
| City | TALENT |
| State | OR |
| Zip | 97540-8635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-22 |
| Legal Subdivision | OAK VALLEY |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1702 |
Source: Jackson County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 231 CHRISTOPHER WAY, TALENT, OR 97540-8635 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Subdivision Related Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Dec 16, 2021 | Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2021 · Amount on Record |
| Deed Document Number | 202312696 |
| Prior Transfer Date | Jul 6, 2005 |
| Prior Transfer Doc | 0000010147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Jun 21, 2023 |
| Property Address | 231 CHRISTOPHER WAY, TALENT, OR 97540-8635 |
| Document Number | 0000012696 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023-012696 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 231 CHRISTOPHER WAY, TALENT, OR 97540-8635 |
| Document Number | 0000012697 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023-012697 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 892 Months |
| Due | Oct 18, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Dec 16, 2021 |
| Property Address | 231 CHRISTOPHER WAY, TALENT, OR 97540-8635 |
| Document Number | 0000051119 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021-051119 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 ISLAND POINTE DR, MEDFORD, OR 97504-9453 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Talent City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,200 (+3%) | $463,700 (+5.93%) Land $130,680 Building $333,020 | |
| 2025 | $4,324.00 (+2.42%) | $270,100 (+3%) Land $79,240 Building $190,860 | $437,740 (-0.09%) Land $130,000 Building $307,740 |
| 2024 | $4,222.00 (+29.99%) | $262,240 (+29.68%) Land $76,930 Building $185,310 | $438,130 (+30.36%) Land $124,600 Building $313,530 |
| 2023 | $3,248.00 (+184.41%) | $202,220 (+185.18%) Land $73,030 Building $129,190 | $336,080 (+313.69%) Land $104,140 Building $231,940 |
| 2022 | $1,142.00 | $70,910 Land $70,910 | $81,240 Land $81,240 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TALENT serves 6,293 people · EPA ID OR4100857 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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