231 Chris St, Windsor, CA 95492 Property Records

Sonoma County property record for 231 Chris St, Windsor, CA 95492 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,778 sqft · built 1989
Lot Size0.186 acres (8,080 sqft)
Owner2 Individual Names on File
Tax Bill$3,223 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Mar 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN163-220-073-000

Property Details

APN / Parcel Number

Primary APN163-220-073-000
Alternative APN
  • 163-220-073

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,778 sqft Living Area
1st Floor Area1,752 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area8,080 sqft (0.186 acres)
Garage Area630 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number163-220-073
Street Address231 CHRIS ST
CityWINDSOR
StateCA
Zip95492-8631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description91 FM 065-590-73 # CHG PER MD OAK PARK LOT 73
Legal SubdivisionCHG PER MD OAK PARK
Legal Block1
Legal Lot Number73
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group1
Census Block1023
Census Tract153809

Owner

Source: Sonoma County records · APN 163-220-073-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address231 CHRIS ST, WINDSOR, CA 95492-8631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
REDWOOD CU
Mar 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
REDWOOD CU
May 18, 2022Deed of Trust, Mortgage · Line of Credit
REDWOOD CU
May 31, 2018Deed of Trust, Mortgage · Line of Credit
SAFE CU
Jun 24, 2017Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 01, 2004
Transfer Doc0000031372
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address231 CHRIS ST, WINDSOR, CA 95492-8631
Transaction TypeMortgage
Record UpdatedFeb 25, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 CHRIS ST, WINDSOR, CA 95492-8631

Mortgage

Document Number0000007132
DateFeb 13, 2026
Instrument2026007132
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 15, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address231 CHRIS ST, WINDSOR, CA 95492-8631
Transaction TypeMortgage
Record UpdatedApr 03, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 CHRIS ST, WINDSOR, CA 95492-8631

Mortgage

Document Number0000011471
DateMar 20, 2023
Instrument2023011471
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address231 CHRIS ST, WINDSOR, CA 95492-8631
Transaction TypeMortgage
Record UpdatedMay 31, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 CHRIS ST, WINDSOR, CA 95492-8631

Mortgage

Document Number0000035120
DateMay 18, 2022
Instrument2022035120
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address231 CHRIS ST, WINDSOR, CA 95492-8631
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039559
DateMay 31, 2018
Instrument2018039559
Lender
NameSAFE CU
TypeCredit Union
AddressFOLSOM, CA 95630
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 05, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address231 CHRIS ST, WINDSOR, CA 95492-8631
Document Number0000051869
Instrument DateJun 24, 2017
Transaction TypeMortgage
Record UpdatedJul 20, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address231 CHRIS ST WINDSOR CA 954928631, WINDSOR, CA 95492-8631

Mortgage

Document Number0000051869
DateJul 05, 2017
Instrument51869
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2047

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Elementary School DistrictMark West Union Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,223.00 (+1.26%) Disabled Person's exemption Veteran's exemption$423,151 (+4.04%) Land $150,116 Building $273,035
2023$3,183.00 (+1.27%) Disabled Person's exemption Veteran's exemption$406,722 Land $144,288 Building $262,434
2022$3,143.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971538091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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