231 Chestnut St, Salem, NJ 08079 Property Records

Salem County and Salem City property record for 231 Chestnut St, Salem, NJ 08079

Property Summary

Property Type	Single Family Home
Details	1,582 sqft · built 1960
Lot Size	0.187 acres (8,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2025)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00101-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-00101-0000-00003`
Alternative APN	`130010100003`

Interior

Building Area	1,582 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	8,124 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide

Location & Zoning

Street Address	231 CHESTNUT ST
City	SALEM
State	NJ
Zip	08079-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHESTNUT TERRACE SEC 03
Legal Block	101
Legal Lot Number	3
Jurisdiction	SALEM NJ
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1009
Census Tract	22100

Owner

Source: Salem County and Salem City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CHESTNUT ST, SALEM, NJ 08079-1603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Sep 4, 2025	Deed, Transfer · FHA Mortgage TAM LENDING CENTER INC
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Mar 12, 2025 · Amount on Record
Deed Document Number	20257488
Deed Book / Page	4738 / 1844
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Recording Date	May 18, 2026
Property Address	231 CHESTNUT ST, SALEM, NJ 08079-1603
Document Number	0000004031
Book / Page	4763 / 46
Instrument Date	May 1, 2026
Instrument	20264031
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CHESTNUT ST, SALEM, NJ 08079-1603

Mortgage

Document Number	0000004031,
Date	May 18, 2026
Book Page	4763/46
Instrument	20264031

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Sep 4, 2025
Property Address	231 CHESTNUT ST, SALEM, NJ 08079-1603
Document Number	0047381844
Book / Page	4738 / 1844
Instrument Date	Aug 29, 2025
Instrument	2025007488
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 33, HANCOCKS BRIDGE, NJ 08038-0033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CHESTNUT ST, SALEM, NJ 08079-1603

Mortgage

Document Number	2025007489
Date	Sep 4, 2025
Instrument	2025007489

Lender

Name	TAM LENDING CENTER INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	231 CHESTNUT ST, SALEM, NJ 08079-1603
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046121924
Date	Dec 2, 2021
Book Page	4612/1924
Instrument	2021014047

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Salem County and Salem City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Salem City
Unified School District	Salem City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,800 (-) Land $32,000 Building $46,800	$78,800 (-) Land $32,000 Building $46,800
2025	$6,799.00 (+4.94%)	$78,800 (-) Land $32,000 Building $46,800	$78,800 (-) Land $32,000 Building $46,800
2024	$6,479.00 (+9.39%)
2023		$78,800 Land $32,000 Building $46,800	$78,800 Land $32,000 Building $46,800
2022	$5,923.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	13 (1978–2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SALEM CITY private · serves 4,794 people · EPA ID NJ1712001
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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