Lauderdale County property record for 231 Chestnut Oak Dr, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,485 sqft · built 2021 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,900 (Mar 2021) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-28-2-001-036-092 |
| Primary APN | 15-08-28-2-001-036-092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,485 sqft Living Area |
| 2nd Floor Area | 409 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 137 ft deep x 131 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 98784 |
|---|---|
| Street Address | 231 CHESTNUT OAK DR |
| City | FLORENCE |
| State | AL |
| Zip | 35633-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 131.63 X 137.68 IRR .35 AC/D CYPRESS CREEK MANOR PHASE III LOT 1 SEC 28 T2S R11W PB 7 PG 328 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | CYPRESS CREEK MANOR PHASE III |
| Legal Phase | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 11101 |
231 Chestnut Oak Dr is owned and occupied by an individual who bought it in March 2021.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 231 CHESTNUT OAK DR, FLORENCE, AL 35633-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 22, 2020 | Survivorship Deed, Transfer · Commercial Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on File |
| Deed Sale | Mar 2, 2021 · Amount on File |
| Prior Sale | May 22, 2020 · Amount on File |
| Deed Document Number | 0202112623 |
| Deed Book / Page | 2021 / 12623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Mar 2, 2021 |
| Property Address | 231 CHESTNUT OAK DR, FLORENCE, AL 35633-1721 |
| Document Number | 2021/12623 |
| Book / Page | 2021 / 12623 |
| Map Reference | MB 7 PG 328 |
| Instrument Date | Mar 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 COUNTY ROAD 357, FLORENCE, AL 35633-7845 |
| Name | Verified Name |
|---|---|
| Address | 231 CHESTNUT OAK DR, FLORENCE, AL 35633-1721 |
| Document Number | 202112625202112625 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021/12625202112625 |
| Name | GUILD MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | May 22, 2020 |
| Property Address | 231 CHESTNUT OAK DR, FLORENCE, AL 35633-1721 |
| Document Number | 2020/23282 |
| Book / Page | 2020 / 23282 |
| Map Reference | MB 7 PG 328 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4990 HIGHWAY 157, FLORENCE, AL 35633-7005 |
| Name | Verified Name |
|---|---|
| Address | 50 COUNTY ROAD 357, FLORENCE, AL 35633-7845 |
| Investor | Possibly a Property Investor |
| Document Number | 2020/23285 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 2020/23285 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Jun 20, 2020 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 231 Chestnut Oak Dr was $2,583 with a homeowner's exemption.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 Homeowner's exemption | $54,040 | $540,320 Land $55,400 Building $484,920 |
| 2023 | $2,406.00 (+15.73%) Homeowner's exemption | $4,960 (-88.67%) Land $4,960 | $504,120 (+15.25%) Land $49,500 Building $454,620 |
| 2022 | $2,079.00 Homeowner's exemption | $43,760 | $437,400 Land $56,900 Building $380,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 231 Chestnut Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 231 Chestnut Oak Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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