231 Cherry St, Sevierville, TN 37862 Property Records

Sevier County property record for 231 Cherry St, Sevierville, TN 37862

Property Summary

Property Type	Single Family Home
Details	1 ba · 918 sqft · built 1996
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$78,500 (Jul 2014)
Tax Bill	$212 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049N-D-022.00`

Property Details

APN / Parcel Number

Primary APN	`049N-D-022.00`
Alternative APNs	`05049ND049N02200` `078049N D 02200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Lot Dimensions	81 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 CHERRY ST
City	SEVIERVILLE
State	TN
Zip	37862-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HRO
Legal Description	BK 24 PG 80 PB 24 PG 80 42 X 82.5 IRR
Legal Subdivision	RONNIE L SIMS
Jurisdiction	SEVIER TN
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	80801

Owner

Source: Sevier County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 CHERRY ST, SEVIERVILLE, TN 37862-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit Y-12 FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2014 · Amount on Record
Deed Sale	Jul 22, 2014 · Amount on Record
Prior Sale	Aug 11, 2006
Deed Document Number	201426154
Deed Book / Page	4339 / 158
Transfer Doc	0025930716
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	231 CHERRY ST, SEVIERVILLE, TN 37862-3806
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057130385
Date	Feb 4, 2021
Book Page	5713/385
Instrument	21003521

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	231 CHERRY ST, SEVIERVILLE, TN 37862-3806
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054380315
Date	Nov 27, 2019
Book Page	5438/315
Instrument	19037874

Lender

Name	Y-12 FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 26, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Municipality	Sevierville City
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,825 (-) Land $3,275 Building $21,550	$99,300 (-) Land $13,100 Building $86,200
2024	$212.00 (-55.18%)
2023		$24,825 (-) Land $3,275 Building $21,550
2022		$24,825 Land $3,275 Building $21,550	$99,300 (-) Land $13,100 Building $86,200
2021	$473.00		$99,300 Land $13,100 Building $86,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEVIERVILLE WATER SYSTEM serves 39,885 people · EPA ID TN0000617
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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