231 Charity Ct, Naples, FL 34112 Property Records

Collier County property record for 231 Charity Ct, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,246 sqft · built 1979
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Apr 2024)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`448601 L 35A12`

Property Details

APN / Parcel Number

Primary APN	`448601 L 35A12`
Alternative APN	`54300600004`

Interior

Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	231 CHARITY CT
City	NAPLES
State	FL
Zip	34112-5012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-6GH
Legal Description	LAKEWOOD UNIT 6, A PORT OF BLK L NKA LAKEWOOD VILLAS VI (HO) LOT L-3
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	LAKEWOOD VILLAS VI (LW) HOMEOWNERS
Legal Tract	448601
Legal Block	L
Legal Lot Number	L-3
Legal Unit	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10604

Owner

Source: Collier County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6973 HIGHWAY AVE, 103, JACKSONVILLE, FL 32254-3428
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Apr 23, 2024	Warranty Deed, Transfer TITLE US LLC, TITLE PLUS LLC
Mar 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Jun 11, 2012 · Amount on Record
Deed Document Number	20246536553
Deed Book / Page	6352 / 1451
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	0054891120
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Aug 19, 2026
Property Address	231 CHARITY CT, NAPLES, FL 34112-5012
Document Number	0006864321
Book / Page	6621 / 610
Instrument Date	Aug 18, 2026
Instrument	20266864321
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6973 HIGHWAY AVE, 103, JACKSONVILLE, FL 32254-3428

Mortgage

Document Number	0006864321,
Date	Aug 19, 2026
Book Page	6621/610
Instrument	20266864321

Lender

Name	AMERIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 23, 2024
Property Address	231 CHARITY CT, NAPLES, FL 34112-5012
Document Number	0063521451
Book / Page	6352 / 1451
Instrument Date	Apr 22, 2024
Instrument	6536553
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	TITLE US LLC, TITLE PLUS LLC

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10303 SW ROOKERY WAY, PALM CITY, FL 34990-7818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6973 HIGHWAY AVE STE 103, 103, JACKSONVILLE, FL 32254-3428

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 21, 2018
Property Address	231 CHARITY CT, NAPLES, FL 34112-5012
Document Number	0054891120
Book / Page	005489 / 001120
Instrument Date	Mar 15, 2018
Instrument	5527636
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	231 CHARITY CT NAPLES FL 341125012, NAPLES, FL 34112-5012

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,970 (-4.51%) Building $263,970	$263,970 (-4.51%) Building $263,970
2025	$3,194.00 (+258.07%)	$276,430 (+133.68%) Building $276,430	$276,430 (+3.45%) Building $276,430
2024	$892.00 (+4.57%)
2023	$853.00 (+3.77%) Homeowner's exemption Senior Citizen's exemption	$118,296 (+3%)	$267,200 (+11.55%) Building $267,200
2022	$822.00 Homeowner's exemption Senior Citizen's exemption	$114,850	$239,538 Building $239,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 295 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 units insured incl. 174 condo units
Nearby Flood Claims	13 (1979–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Verizon.

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