231 Chaparral Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 231 Chaparral Ln, Nipomo, CA 93444

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 2,168 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$372,500 (Jun 2021)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-381-006`

Property Details

APN / Parcel Number

Primary APN	`091-381-006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,168 sqft Gross Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	231 CHAPARRAL LN
City	NIPOMO
State	CA
Zip	93444-9504
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RSF
Legal Description	TR 572 LT 6
Legal Subdivision	FOLKERTS OAKS PARK
Legal Tract	572
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1010
Census Tract	12404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2210, AVILA BEACH, CA 93424-2210
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Oct 24, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage SESLOC FCU
Oct 25, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 28, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	May 6, 2016 · Amount on Record
Deed Document Number	202145581
Last Transfer Date	Oct 20, 2023
Transfer Doc	0000032235
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2026
Property Address	231 CHAPARRAL LN, NIPOMO, CA 93444-9504
Document Number	0000020396
Instrument Date	Jun 29, 2026
Instrument	202620396
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000020396,
Date	Jun 30, 2026
Instrument	202620396

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 24, 2023
Property Address	231 CHAPARRAL LN, NIPOMO, CA 93444-9504
Document Number	0000032176
Map Reference	MB 9 PG 21
Instrument Date	Oct 20, 2023
Instrument	2023032176
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2210, AVILA BEACH, CA 93424-2210

Mortgage

Document Number	0000032177
Date	Oct 24, 2023
Instrument	2023032177

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 25, 2023
Property Address	231 CHAPARRAL LN, NIPOMO, CA 93444-9504
Document Number	0000032235
Map Reference	MB 9 PG 21
Instrument Date	Oct 20, 2023
Instrument	2023032235
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 2210, AVILA BEACH, CA 93424-2210

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 28, 2021
Property Address	231 CHAPARRAL LN, NIPOMO, CA 93444-9504
Document Number	0000045581
Map Reference	MB 9 PG 21
Instrument Date	Jun 15, 2021
Instrument	2021045581
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 2210, AVILA BEACH, CA 93424-2210

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,827 (+2%) Land $303,621 Building $156,206
2025	$4,797.00 (+17.14%)	$450,812 (+16.45%) Land $297,668 Building $153,144
2023	$4,095.00 (+1.54%)	$387,132 Land $286,110 Building $101,022
2022	$4,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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