St. Louis County property record for 231 Chambersburg Dr, Duluth, MN 55811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.75 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,604 sqft Gross Area |
| Lot Size | 12,190 sqft (0.279 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2021) |
| Tax Bill | $6,204.00 (2026) |
| Primary APN | 010-0016-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,604 sqft Gross Area |
| 1st Floor | 1,604 sqft 1st Floor |
| Basement Area | 1,288 sqft Basement |
| Finished Basement | 1,288 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 12,190 sqft (0.279 acres) |
| Garage Area | 576 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 336 sqft Deck |
| Porch Area | 96 sqft Porch |
| Sauna | Sauna |
| Storage Building | 24 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1146153 |
|---|---|
| Street Address | 231 CHAMBERSBURG DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-3202 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 1 SERIAL # |
| Legal Subdivision | REARR OF AARONS VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 2300 |
Source: St. Louis County records · APN 010-0016-00010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Mar 21, 2024 | Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Jun 01, 2016 · Amount on Record |
| Deed Doc Number | 20211051093 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 09, 2026 |
| Property Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Document Number | 0001103428 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261103428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Document Number | 0001103428, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 20261103428 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 11, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Document Number | 0001077852 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 1077852 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 11, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 17, 2021 |
| Property Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Document Number | 0001051093 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 1051093 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18036 HARLON PATH, LAKEVILLE, MN 55044-4788 |
| Document Number | 0001051094 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 1051094 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 231 CHAMBERSBURG DR, DULUTH, MN 55811-3202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001046753 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 1046753 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,204.00 (+20.65%) Homeowner's exemption | ||
| 2025 | $5,142.00 (-4.39%) Homeowner's exemption | $552,000 (+43.19%) Land $55,100 Building $496,900 | $552,000 (+43.19%) Land $55,100 Building $496,900 |
| 2024 | $5,378.00 | $385,500 (+7.68%) Land $58,600 Building $326,900 | $385,500 (+7.68%) Land $58,600 Building $326,900 |
| 2022 | $358,000 Land $55,000 Building $303,000 | $358,000 Land $55,000 Building $303,000 |
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