231 Central Dr, Phoenixville, PA 19460 Property Records

Chester County property record for 231 Central Dr, Phoenixville, PA 19460

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,430 sqft · built 1968
Lot Size	0.517 acres (22,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,900 (Oct 2000)
Tax Bill	$712 (2026)
Deeds & Mortgages	May 2021 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-4C-1`

Property Details

APN / Parcel Number

Primary APN	`26-4C-1`
Alternative APNs	`2604C00010000` `2604C0001`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,097 sqft
Basement Area	667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Asbestos
Lot Area	22,505 sqft (0.517 acres)
Terrain	Below Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 CENTRAL DR
City	PHOENIXVILLE
State	PA
Zip	19460-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 39 & DWG
Legal Subdivision	BEACON KNOLL
Legal Lot Number	39
Jurisdiction	CHESTER PA
Township / Civil Division	EAST PIKELAND
Census Block Group	2
Census Block	2032
Census Tract	301001

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CENTRAL DR, PHOENIXVILLE, PA 19460-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2000 · Amount on Record
Deed Sale	Oct 19, 2000 · Amount on Record
Deed Document Number	200068296
Deed Book / Page	4837 / 1444
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	231 CENTRAL DR, PHOENIXVILLE, PA 19460-2050
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CENTRAL DR, PHOENIXVILLE, PA 19460-2050

Mortgage

Document Number	0105400013
Date	May 12, 2021
Book Page	10540/13
Instrument	11832556

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	231 CENTRAL DR, PHOENIXVILLE, PA 19460-2050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100861218
Date	Jan 21, 2020
Book Page	10086/1218
Instrument	11712431

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	231 CENTRAL DR, PHOENIXVILLE, PA 19460-2050
Document Number	0096782240
Book / Page	009678 / 002240
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	231 CENTRAL DR PHOENIXVILLE PA 194602050, PHOENIXVILLE, PA 19460-2050

Mortgage

Document Number	0096782240
Date	Jan 8, 2018
Book Page	009678/002240
Instrument	11586257

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Pikeland Township
Unified School District	Phoenixville Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$712.00 (-89.13%)	$173,590 (-) Land $41,430 Building $132,160	$173,590 (-) Land $41,430 Building $132,160
2024	$6,551.00	$173,590 Land $41,430 Building $132,160
1998			$173,590 Land $41,430 Building $132,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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