231 Cedar Creek Ln, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 231 Cedar Creek Ln, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,415 sqft · built 2008
Lot Size	0.688 acres (29,969 sqft)
Owner	2 Individual Names on File
Last Sale	$207,800 (Aug 2008)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059003603015000000`

Property Details

APN / Parcel Number

Primary APN	`059003603015000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,415 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	29,969 sqft (0.688 acres)
Lot Dimensions	267 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	231 CEDAR CREEK LN
City	JACKSON
State	MO
Zip	63755-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 CEDAR MEADOW SUBD PHASE II 23/60
Legal Range	12E
Legal Township	33S
Legal Section	36
Legal Subdivision	CEDAR MEADOW SUBD
Legal Lot Number	39
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1049
Census Tract	880100

Owner

231 Cedar Creek Ln is owned and occupied by two individuals who bought it in August 2008.

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	231 CEDAR CREEK LN, JACKSON, MO 63755-8643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2008 · Amount on File
Deed Sale	Aug 1, 2008 · Amount on File
Deed Document Number	20089882
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	231 CEDAR CREEK LN, JACKSON, MO 63755-8643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002057
Date	Feb 22, 2017
Instrument	201702057

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	231 CEDAR CREEK LN, JACKSON, MO 63755-8643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001215
Date	Feb 11, 2019
Instrument	2019-01215

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	231 CEDAR CREEK LN, JACKSON, MO 63755-8643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015990
Date	Dec 14, 2020
Instrument	2020-15990

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 231 Cedar Creek Ln was $1,821.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,330 (-) Land $7,270 Building $29,060	$191,211 (-) Land $38,267 Building $152,944
2025	$1,821.00	$36,330 Land $7,270 Building $29,060	$191,211 Land $38,267 Building $152,944
2023	$1,734.00	$34,610 Land $6,930 Building $27,680	$182,106 Land $36,445 Building $145,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Cedar Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Cedar Creek Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar Creek Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures