Cooke County property record for 231 Cayuga Trl, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,166 sqft · built 1983 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $537,320 (Oct 2022) |
| Tax Bill | $7,770 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7800-001-01781 |
| Primary APN | 7800-001-01781 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,166 sqft Living Area |
| Gross Area | 4,581 sqft |
| 1st Floor Area | 2,166 sqft |
| 2nd Floor Area | 256 sqft |
| Sunroom | Sunroom |
| Flooring | Marble |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,299 sqft |
| Deck Area | 191 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7800-001-01781 |
|---|---|
| Street Address | 231 CAYUGA TRL |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE KIOWA MAP 11; LOT 1781 & 1782 |
| Legal Subdivision | LAKE KIOWA MAP 11 |
| Legal Lot Number | 1781,17 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 701 |
231 Cayuga Trl is owned and occupied by two individuals who bought it in October 2022.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 CAYUGA TRL, GAINESVILLE, TX 76240-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK |
| May 19, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on File |
| Deed Sale | Oct 5, 2022 · Amount on File |
| Prior Sale | May 19, 2020 · Amount on File |
| Deed Document Number | 20228314 |
| Deed Book / Page | 2540 / 838 |
| Prior Transfer Date | Apr 2, 2015 |
| Prior Transfer Doc | 002003/321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 5, 2022 |
| Property Address | 231 CAYUGA TRL, LAKE KIOWA, TX 76240-9545 |
| Document Number | 002540/838 |
| Book / Page | 2540 / 838 |
| Map Reference | VOL 4 PG 6 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 2022-8314 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 1 CAYUGA TRAIL, LAKE KIOWA, TX 76240 |
| Document Number | 0020228315 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022-8315 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 19, 2020 |
| Property Address | 231 CAYUGA TRL, LAKE KIOWA, TX 76240-9545 |
| Document Number | 002330/809 |
| Book / Page | 2330 / 809 |
| Map Reference | CAB B SL 184 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020-03493 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Title Company | HOWETH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 KIOWA DR N, LAKE KIOWA, TX 76240-9534 |
| Name | Verified Name |
|---|---|
| Address | 231 CAYNGA TR, LAKE KIOWA, TX 76240-9545 |
| Document Number | 0202003494 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020-03494 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 231 Cayuga Trl was $7,770 with exemptions applied, up 155.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,770.00 (+155.93%) Homeowner's exemption Senior Citizen's exemption | $561,186 (+1%) | $584,466 (-0.76%) Land $112,800 Building $471,666 |
| 2025 | $3,036.00 (-20.04%) Homeowner's exemption Senior Citizen's exemption | $510,169 Land $112,800 Building $476,158 | $588,958 Land $112,800 Building $476,158 |
| 2024 | $3,797.00 | ||
| 2023 | $421,627 Land $75,200 Building $513,520 | $588,720 Land $75,200 Building $513,520 | |
| 2022 | $5,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Cayuga Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Cayuga Trl is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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