231 Cavanaugh Dr, Commercial Point, OH 43116 Property Records

Pickaway County property record for 231 Cavanaugh Dr, Commercial Point, OH 43116

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,904 sqft · built 2005
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2024)
Tax Bill	$7,103 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L28-0-010-00-110-00`

Property Details

APN / Parcel Number

Primary APN	`L28-0-010-00-110-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,904 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	2,328 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	170 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	408 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 CAVANAUGH DR
City	COMMERCIAL POINT
State	OH
Zip	43116-0109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 190 WALKER POINTE SECTION 2 VMS 6541 & 6829
Legal Subdivision	WALKER POINTE
Legal Lot Number	190
Jurisdiction	PICKAWAY OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3023
Census Tract	21403

Owner

Source: Pickaway County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CAVANAUGH DR, COMMERCIAL POINT, OH 43116-0109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRALIZED SVCNG CENTER-USDA
Apr 17, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 22, 2017	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	20243588
Deed Book / Page	810 / 4185
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	0000003305
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKAWAY OH
Property Address	231 CAVANAUGH DR, COMMERCIAL POINT, OH 43116-9752
Document Number	0000002750
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CAVANAUGH DR COMMERCIAL POINT OH 431169752, COMMERCIAL POINT, OH 43116-9752

Mortgage

Document Number	0000002750
Date	May 20, 2019
Book Page	000763/005251
Instrument	2750

Lender

Name	CENTRALIZED SVCNG CENTER-USDA
Address	4300 GOODFELLOW BLVD # 10SEFC, ST LOUIS, MO 63120-1706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PICKAWAY OH
Property Address	231 CAVANAUGH DR, COMMERCIAL POINT, OH 43116-9752
Document Number	0000002728
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CAVANAUGH DR COMMERCIAL POINT OH 431169752, COMMERCIAL POINT, OH 43116-9752

Mortgage

Document Number	0000002728
Date	May 17, 2019
Book Page	000763/005174
Instrument	2728

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PICKAWAY OH
Property Address	231 CAVANAUGH DR, COMMERCIAL POINT, OH 43116-9752
Document Number	0000002626
Book / Page	000737 / 002641
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CAVANAUGH DR COMMERCIAL POINT OH 431169752, COMMERCIAL POINT, OH 43116-9752

Mortgage

Document Number	0000002626
Date	Apr 19, 2017
Book Page	000737/002641
Instrument	2626

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 18, 2044

Tax Assessment & Valuation

Source: Pickaway County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pickaway County
County Subdivision	Scioto Township
Municipality	Commercial Point Village
Unified School District	Teays Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,103.00 Homeowner's exemption Senior Citizen's exemption	$137,640 (-) Land $16,200 Building $121,440	$393,260 (-) Land $46,280 Building $346,980
2024	Homeowner's exemption Senior Citizen's exemption	$137,640 (-) Land $16,200 Building $121,440	$393,260 (-) Land $46,280 Building $346,980
2023	$5,313.00 Homeowner's exemption Senior Citizen's exemption	$137,640 (+27.75%) Land $16,200 Building $121,440	$393,260 (+27.75%) Land $46,280 Building $346,980
2022	Homeowner's exemption Senior Citizen's exemption	$107,740 Land $13,500 Building $94,240	$307,840 Land $38,570 Building $269,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCIAL POINT VILLAGE serves 3,497 people · EPA ID OH6503512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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