231 Calhoun St, Charleston, SC 29401 Property Records

Charleston County property record for 231 Calhoun St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Details850 sqft · built 1990
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Tax Bill$8,515 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN457-03-02-011

Property Details

APN / Parcel Number

Primary APN457-03-02-011

Interior

Stories2 Stories
Building Area850 sqft Building Perimeter

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions68 ft deep x 34 ft wide

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address231 CALHOUN ST
CityCHARLESTON
StateSC
Zip29401-1306
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -231 CALHOUN
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1001
Census Tract500

Owner

231 Calhoun St, a commercial property, is owned by an individual.

Source: Charleston County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address231 CALHOUN ST, CHARLESTON, SC 29401-1306
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address231 CALHOUN ST, CHARLESTON, SC 29401-1306
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 CHURCH ST, CHARLESTON, SC 29401-2503

Mortgage

Document Number0009720742
DateMar 19, 2021
Book Page972/742
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
AddressCHARLESTON, SC 29401
Agreement
AmountAmount on Record
Term121 Months
DueMar 31, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 231 Calhoun St was $8,515, up 11.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,515.00 (+11.18%)$508,884 (+1,816.7%) Land $320,708 Building $188,176$697,400 Land $462,400 Building $235,000
2024$7,659.00$26,550
2022$7,096.00$26,550$642,000 Land $404,600 Building $237,400
2020$642,000 Land $404,600 Building $237,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Calhoun St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 172 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies210 units insured
incl. 38 condo units
Nearby Flood Claims306 (1978–2025)
Claims Outside the SFHA1 of 306
Most Recent ClaimAug 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 41 claims
  • Hurricane Matthew, Oct 2016 · 24 claims
  • Hurricane Hugo, Sep 1989 · 171 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Calhoun St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Home Telecom.

Nearby Properties on Calhoun St

Nearby Streets

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