231 Birch Tree Cir, Aiken, SC 29803 Property Records

Aiken County property record for 231 Birch Tree Cir, Aiken, SC 29803

Property Summary

Property Type	Single Family Home
Details	4 ba · 6,256 sqft · built 2002
Owner	2 Individual Names on File
Last Sale	$680,000 (May 2018)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-17-11-015`

Property Details

APN / Parcel Number

Primary APN	`123-17-11-015`
Alternative APNs	`00-159-0-05-100` `001590051000000` `R2025023214`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	6,256 sqft Living Area
Gross Area	7,828 sqft
1st Floor Area	4,588 sqft
Basement Area	1,668 sqft
Finished Basement	1,668 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	784 sqft
Pool Area	800 sqft
Porch	Enclosed/Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025023214
Street Address	231 BIRCH TREE CIR
City	AIKEN
State	SC
Zip	29803-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 654 OAKMANS BLUFF WOODSIDE PH 2 SEC 26
Legal Subdivision	OAKMANS BLUFF WOODSIDE PH 2 SEC 26
Legal Phase	2
Legal Lot Number	654
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN
Census Block Group	2
Census Block	2032
Census Tract	21205

Owner

231 Birch Tree Cir is owned and occupied by two individuals who bought it in May 2018.

Source: Aiken County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 BIRCH TREE CIR, AIKEN, SC 29803-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 15, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on File
Deed Sale	May 15, 2018 · Amount on File
Prior Sale	Oct 28, 2005 · Amount on File
Deed Document Number	201811431
Deed Book / Page	4720 / 2079
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	04203/0137
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	231 BIRCH TREE CIR, AIKEN, SC 29803-1016
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04914/1222
Date	Mar 17, 2021
Book Page	4914/1222
Instrument	2021007488

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AIKEN SC
Recording Date	May 15, 2018
Property Address	231 BIRCH TREE CIR, AIKEN, SC 29803-1016
Document Number	4720/2079
Book / Page	004720 / 002079
Instrument Date	May 14, 2018
Instrument	11431
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 BIRCH TREE CIR AIKEN SC 298031016, AIKEN, SC 29803-1016

Mortgage

Document Number	4720/2082
Date	May 15, 2018
Book Page	004720/002082
Instrument	11432

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 231 Birch Tree Cir was $2,981.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Municipality	Aiken City
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00	$29,770	$744,310 Land $150,000 Building $594,310
2023	$2,987.00	$29,000 Land $6,000 Building $23,000	$725,110 Land $150,000 Building $575,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Birch Tree Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Birch Tree Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AIKEN serves 51,533 people · EPA ID SC0210001
Water Source	Surface water
Last State Inspection	Feb 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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