231 Belgian Way, Sanford, FL 32773 Property Records

Seminole County property record for 231 Belgian Way, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 2002
Lot Size	0.11 acres (4,803 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Feb 2011)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-20-31-505-0000-0880`

Property Details

APN / Parcel Number

Primary APN	`18-20-31-505-0000-0880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,803 sqft
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	10 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	231 BELGIAN WAY
City	SANFORD
State	FL
Zip	32773-6859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 BAKERS CROSSING PH 1 PB 60 PGS 27 - 29
Legal Range	31E
Legal Township	20S
Legal Section	18
Legal Subdivision	BAKERS CROSSING
Legal Tract	505
Legal Lot Number	88
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1080
Census Tract	21000

Owner

231 Belgian Way is owned and occupied by an individual who bought it in February 2011.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	231 BELGIAN WAY, SANFORD, FL 32773-6859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2011 · Amount on File
Deed Sale	Feb 15, 2011 · Amount on File
Prior Sale	Jun 28, 2004
Deed Document Number	2011016526
Deed Book / Page	07528 / 0054
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	231 BELGIAN WAY, SANFORD, FL 32773-6859
Document Number	0090630063
Book / Page	009063 / 000063
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	FLORIDA TITLE AND TRUST LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 BELGIAN WAY SANFORD FL 327736859, SANFORD, FL 32773-6859

Mortgage

Document Number	0090630063
Date	Jan 23, 2018
Book Page	009063/000063
Instrument	8315

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 231 Belgian Way was $1,795 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 Homeowner's exemption	$138,326	$346,621 Land $85,000 Building $261,621
2023	$1,564.00 (+3.85%) Homeowner's exemption	$130,513 (+3%)	$321,932 (+0.76%) Land $85,000 Building $236,932
2022	$1,506.00 Homeowner's exemption	$126,712	$319,509 Land $85,000 Building $234,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Belgian Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Belgian Way is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20