231 Bay Circle Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 231 Bay Circle Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,750 sqft · built 1990
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,355,000 (Mar 2023)
Tax Bill	$8,438 (2025)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`19-2S-20-33130-001-0150`

Property Details

APN / Parcel Number

Primary APN	`19-2S-20-33130-001-0150`
Alternative APNs	`19-220-33130-001-0150` `1032907`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,750 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	458 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 BAY CIRCLE DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-8335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 15 BLK 1 SANTA ROSA BEACH EST PB 3-32 OR 2788-1909 OR 3283-3638
Legal Range	020
Legal Township	02S
Legal Section	19
Legal Subdivision	SANTA ROSA BEACH EST
Legal Block	1
Legal Lot Number	15
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	4
Census Block	4000
Census Tract	950604

Owner

Source: Walton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	767 PLANTATION WAY, GALLATIN, TN 37066-7495
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Mar 24, 2008 · Amount on Record
Deed Document Number	20239302
Deed Book / Page	3283 / 3638
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 17, 2023
Property Address	231 BAY CIRCLE DR, SANTA ROSA BEACH, FL 32459-8335
Document Number	0032833638
Book / Page	3283 / 3638
Map Reference	MB 3 PG 32
Instrument Date	Mar 17, 2023
Instrument	20230009302
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$9,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 BAY CIRCLE DR, SANTA ROSA BEACH, FL 32459-8335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	767 PLANTATION WAY, GALLATIN, TN 37066-7495

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,438.00 (-1.74%)	$933,911 (+39.61%) Land $405,000 Building $528,911	$933,911 (+39.61%) Land $405,000 Building $528,911
2024	$8,587.00 (+180.44%)
2023	$3,062.00 (+1.29%) Homeowner's exemption	$668,921 (+17.55%) Land $405,000 Building $263,921	$668,921 (+17.55%) Land $405,000 Building $263,921
2022	$3,023.00 Homeowner's exemption	$569,042 Land $280,375 Building $288,667	$569,042 Land $280,375 Building $288,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	4 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

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