231 Baker Rd, Monroe, NC 28112 Property Records

Union County property record for 231 Baker Rd, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	1,739 sqft Living Area
Lot Size	371,131 sqft (8.52 acres)
Garage	Attached, 684 sqft
Occupancy	Owner Occupied
Tax Bill	$2,388.00 (2025)

Owner

Source: Union County records · APN 04-159-008H

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	231 BAKER RD, MONROE, NC 28112-8206
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	231 BAKER RD, MONROE, NC 28112-8206
Transaction Type	Mortgage
Record Updated	Nov 08, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 BAKER RD, MONROE, NC 28112-8206

Mortgage

Document Number	8283747
Date	Oct 19, 2021
Book Page	8283/747
Instrument	49778

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	231 BAKER RD, MONROE, NC 28112-8206
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7997691
Date	Feb 22, 2021
Book Page	7997/691
Instrument	8074

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+17.98%)	$518,300 (+58.94%) Land $133,800 Building $384,500	$518,300 (+58.94%) Land $133,800 Building $384,500
2023	$2,024.00	$326,100 Land $53,900 Building $272,200	$326,100 Land $53,900 Building $272,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`04-159-008H`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,739 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Lot Area	371,131 sqft (8.52 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	684 sqft Garage
Porch Area	460 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	231 BAKER RD
City	MONROE
State	NC
Zip	28112-8206
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RAPE OPCM543 OPCN046
Jurisdiction	UNION NC
Minor Civil Division	BUFORD
Census Blockgroup	1
Census Block	1020
Census Tract	20902

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