231 Bainbridge Cir, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 231 Bainbridge Cir, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,490 sqft · built 1996
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$99,500 (Apr 1999)
Tax Bill	$1,867 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4386-20-90-3170`

Property Details

APN / Parcel Number

Primary APN	`4386-20-90-3170`
Alternative APNs	`80-4386-20-90-3170` `80001036` `001036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,490 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80001036
Street Address	231 BAINBRIDGE CIR
City	READING
State	PA
Zip	19608-1773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEVERLY HEIGHTS
Legal Block	90
Legal Lot Number	134
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	4
Census Block	4007
Census Tract	10803

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 BAINBRIDGE CIR, READING, PA 19608-1773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK
Dec 1, 2016	Deed of Trust, Mortgage · Line of Credit FULTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1999 · Amount on Record
Deed Sale	Apr 21, 1999 · Amount on Record
Deed Book / Page	3067 / 1229
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	231 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773

Mortgage

Document Number	0000002016
Date	Jan 14, 2021
Instrument	2021002016

Lender

Name	FULTON BANK NA
Type	Bank
Address	READING, PA 19608

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	231 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036141
Date	Sep 29, 2017
Instrument	2017036141

Lender

Name	FULTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	231 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773
Document Number	0000000804
Instrument Date	Dec 1, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 BAINBRIDGE CIR SINKING SPRING PA 196081773, SINKING SPRING, PA 19608-1773

Mortgage

Document Number	0000000804
Date	Jan 6, 2017
Instrument	804

Lender

Name	FULTON BK
Type	Bank
Address	SINKING SPRING, PA 19608

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,867.00 (+25.55%) Homeowner's exemption	$96,300 (-) Land $18,200 Building $78,100	$18,200 (-81.1%) Land $18,200
2024	$1,487.00	$96,300 Land $18,200 Building $78,100
1994			$96,300 Land $18,200 Building $78,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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