231 Ash St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 231 Ash St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,297 sqft · built 1965
Lot Size	0.265 acres (11,561 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,045 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43000000009B`

Property Details

APN / Parcel Number

Primary APN	`43000000009B`
Alternative APNs	`READ M:012.0-0000-0108.0` `M:012.0=0000=0108.0` `430000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,297 sqft Living Area
Gross Area	2,906 sqft
Basement Area	912 sqft
Unfinished Basement	593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,561 sqft (0.265 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	43000000009B
Street Address	231 ASH ST
City	READING
State	MA
Zip	01867-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3000
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	231 ASH ST, READING, MA 01867-3626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN BANK
Mar 10, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018
Deed Sale	Oct 15, 2018
Prior Sale	Oct 5, 1992 · Amount on Record
Deed Book / Page	71742 / 429
Last Transfer Date	Mar 3, 2021
Transfer Doc	77185-332
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	231 ASH ST, READING, MA 01867-3626
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077185-339
Date	Mar 10, 2021
Book Page	77185/339
Instrument	53280

Lender

Name	ONE AMERICAN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 10, 2021
Property Address	231 ASH ST, READING, MA 01867-3626
Document Number	077185-332
Book / Page	77185 / 332
Instrument Date	Mar 3, 2021
Instrument	53278
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ASH ST, READING, MA 01867-3626

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 15, 2018
Property Address	231 ASH ST, READING, MA 01867-3626
Document Number	71742-429
Book / Page	071742 / 000429
Instrument Date	Sep 24, 2018
Instrument	157895
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	231 ASH ST READING MA 018673626, READING, MA 01867-3626

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	231 ASH ST, READING, MA 01867-3626
Document Number	70956-588
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ASH ST READING MA 018673626, READING, MA 01867-3626

Mortgage

Document Number	70956-588
Date	May 2, 2018
Book Page	070956/000588
Instrument	61168

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,045.00 (+1.11%)	$706,300 (+4.04%) Land $421,300 Building $285,000	$619,780 (+2.56%)
2024	$7,957.00 (+3.06%)	$678,900 (+10.7%) Land $404,700 Building $274,200	$604,295
2023	$7,721.00	$613,300 Land $364,900 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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