231 Arbor Ln, San Mateo, CA 94403 Property Records

San Mateo County property record for 231 Arbor Ln, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1940
Lot Size	0.123 acres (5,363 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Jul 2009)
Tax Bill	$14,857 (2025)
Deeds & Mortgages	Jun 2022 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-440-340`

Property Details

APN / Parcel Number

Primary APN	`039-440-340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,580 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,363 sqft (0.123 acres)
Lot Dimensions	88 ft deep x 60 ft wide
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 ARBOR LN
City	SAN MATEO
State	CA
Zip	94403-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 50 HILLSDALE UNIT NO 1 RSM 22/68 CITY OF SAN MATEO
Legal Subdivision	HILLSDALE UNIT NO 1
Legal Tract	1
Legal Lot Number	50
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2014
Census Tract	607300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1250 ORANGE AVE, MENLO PARK, CA 94025-6039
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Intrafamily Transfer, Transfer
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 5, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 29, 2017	Quit Claim Deed BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2009 · Amount on Record
Deed Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	2009103409
Last Transfer Date	Jun 25, 2022
Transfer Doc	0000050611
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 27, 2022
Property Address	231 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000050611
Map Reference	MB 22 PG 68
Instrument Date	Jun 25, 2022
Instrument	2022-050611
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	231 ARBOR LN, SAN MATEO, CA 94403-3337

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	231 ARBOR LN, SAN MATEO, CA 94403-3337
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ARBOR LN, SAN MATEO, CA 94403-3337

Mortgage

Document Number	0000052740
Date	Apr 2, 2021
Instrument	2021-052740

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	231 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000057943
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	231 ARBOR LN SAN MATEO CA 944033337, SAN MATEO, CA 94403-3337

Mortgage

Document Number	0000057943
Date	Jun 22, 2020
Instrument	57943

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

September 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 29, 2017
Property Address	231 ARBOR LN, SAN MATEO, CA 94403-3337
Document Number	0000086021
Instrument Date	Sep 25, 2017
Instrument	86021
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	231 ARBOR LN SAN MATEO CA 944033337, SAN MATEO, CA 94403-3337

Mortgage

Document Number	86020
Date	Sep 29, 2017
Instrument	86020

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,186,475 (+2%) Land $559,564 Building $626,911
2025	$14,857.00 (+1.42%)	$1,163,213 (+4.04%) Land $548,593 Building $614,620
2023	$14,649.00 (+3.18%) Homeowner's exemption	$1,118,048 Land $527,292 Building $590,756	$2,066,580
2022	$14,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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