St. Joseph County property record for 231 4th Ave, Three Rivers, MI 49093 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,552 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jun 2019) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Sep 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-054-00 |
| Primary APN | 051-445-054-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 776 sqft |
| Unfinished Basement | 802 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 4TH AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 59 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | PORTAGE ADD |
| Legal Block | 59 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 40400 |
Source: St. Joseph County records · APN 051-445-054-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Intrafamily Transfer, Transfer |
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 30, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 25, 2019 | Quit Claim Deed, Transfer Quitclaim |
| May 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 02, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Book / Page | 1964 / 182 |
| Last Transfer Date | Sep 15, 2023 |
| Transfer Doc | 2023006703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 18, 2023 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 2023006703 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023006703 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14784 FLOATING BRIDGE RD, THREE RIVERS, MI 49093-8922 |
| Name | Verified Name |
|---|---|
| Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 18, 2023 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 2023006704 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023006704 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Name | Verified Name |
|---|---|
| Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 2023006702 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023006702 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 25, 2019 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 01964/0182 |
| Book / Page | 1964 / 0182 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56554 COUNTY LINE RD, 56554, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 14784 FLOATING BRIDGE RD, THREE RIVERS, MI 49093-8922 |
| Document Number | 0001964184 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 1964/184 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 30, 2019 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 1960/0901 |
| Book / Page | 1960 / 0901 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 CATO LN # LNA10, 1301, STURGIS, MI 49091-6200 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 25, 2019 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 1964/0180 |
| Book / Page | 1964 / 0180 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 56081 TRUMAN DR, THREE RIVERS, MI 49093-8031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 23, 2018 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 1916/0734 |
| Book / Page | 1916 / 0734 |
| Instrument Date | Feb 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 02, 2017 |
| Property Address | 231 4TH AVE, THREE RIVERS, MI 49093-1508 |
| Document Number | 1879/0817 |
| Book / Page | 1879 / 0817 |
| Instrument Date | Aug 02, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 W MAIN ST, 125, CENTREVILLE, MI 49032-9623 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,100 (+9.36%) Land $4,100 Building $66,000 | $140,200 (+9.36%) Land $8,200 Building $132,000 | |
| 2025 | $2,907.00 (+114.22%) Homeowner's exemption | $64,100 (+68.68%) Land $4,100 Building $60,000 | $128,200 (+68.68%) Land $8,200 Building $120,000 |
| 2023 | $38,000 Land $2,500 Building $35,500 | $76,000 Land $5,000 Building $71,000 | |
| 2022 | $1,357.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 44 units insured (33 under condo master policies) 9 of 11 individual policies on primary residences |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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