231 3rd St W, Jacksonville, FL 32234 Property Records

Duval County property record for 231 3rd St W, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 1999
Lot Size	0.412 acres (17,936 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2026)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000420-0240`

Property Details

APN / Parcel Number

Primary APN	`000420-0240`
Alternative APN	`000420-0235`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,230 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,936 sqft (0.412 acres)
Lot Dimensions	146 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0004200240
Street Address	231 3RD ST W
City	JACKSONVILLE
State	FL
Zip	32234-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BRMLD
Legal Description	21-54 23-2S-23E .4 ACREAGE R/P PT ORANGE BLOSSOM PARK PT TRACT 3 RECD O/R 21903-1217 (BEING LOT 23 BLK 117), PT TRACT 3 RECD O/R 21909-1217 (BEING LOT 24 BLK 117)
Legal Range	23E
Legal Township	02S
Legal Section	23
Legal Subdivision	ORANGE BLOSSOM PRK AC R/P
Legal Tract	3
Legal Block	117)
Legal Lot Number	24
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	4
Census Block	4002
Census Tract	17300

Owner

231 3rd St W is owned and occupied by an individual who bought it in May 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	231 3RD ST W, JACKSONVILLE, FL 32234-1039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	May 28, 1999 · Amount on File
Deed Document Number	2026110963
Deed Book / Page	21903 / 1217
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 12, 2026
Property Address	231 3RD ST W, JACKSONVILLE, FL 32234-1039
Document Number	0000110963
Book / Page	21903 / 1217
Instrument Date	May 4, 2026
Instrument	2026.110963
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	OSCEOLA LAND TITLE INC, OSCEOLA LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 3RD ST W, JACKSONVILLE, FL 32234-1039

Mortgage

Document Number	0000110964,
Date	May 12, 2026
Instrument	2026..110964

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 231 3rd St W was $1,199, up 8.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Baldwin Town
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,359 (-)	$186,260 (-0.93%) Land $36,889 Building $149,371
2025	$1,199.00 (+8.7%) Homeowner's exemption	$105,359	$188,002 Land $31,212 Building $156,790
2024	$1,103.00 (+3.86%)
2023	$1,062.00 (+11.09%) Homeowner's exemption	$99,408 (+3%)	$172,198 (+8.04%) Land $18,360 Building $153,838
2022	$956.00 Homeowner's exemption	$96,513	$159,390 Land $12,240 Building $147,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 3rd St W in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1995–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 3rd St W is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALDWIN WATER SYSTEM serves 1,790 people · EPA ID FL2160053
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20