231 2nd St SE, Naples, FL 34117 Property Records

Collier County property record for 231 2nd St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1997
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,900 (May 1996)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2023 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`329200 23 14C10`

Property Details

APN / Parcel Number

Primary APN	`329200 23 14C10`
Alternative APNs	`372217200060715002314` `37221720006`

Interior

Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	98,881 sqft
Garage Type	Attached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Aluminum Porch
Porch Area	168 sqft
Deck Area	810 sqft

Location & Zoning

Street Address	231 2ND ST SE
City	NAPLES
State	FL
Zip	34117-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 13 S 150FT OF TR 23
Legal Range	27
Legal Township	49
Legal Section	10
Legal Subdivision	GOLDEN GATE EST UNIT 13
Legal Tract	23
Legal Block	3
Legal Lot Number	1
Legal Unit	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3010
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 2ND ST SE, NAPLES, FL 34117-9338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1996 · Amount on Record
Deed Sale	May 14, 1996 · Amount on Record
Deed Book / Page	2182 / 2159
Last Transfer Date	Aug 7, 2023
Transfer Doc	0062772484
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 14, 2023
Property Address	231 2ND ST SE, NAPLES, FL 34117-9338
Document Number	0062772484
Book / Page	6277 / 2484
Map Reference	MB 77 PG 71&72
Instrument Date	Aug 7, 2023
Instrument	6440221
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 2ND ST SE, NAPLES, FL 34117-9338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 2ND ST SE, NAPLES, FL 34117-9338

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	231 2ND ST SE, NAPLES, FL 34117-9338
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 2ND ST SE, NAPLES, FL 34117-9338

Mortgage

Document Number	0062553993
Date	Jun 7, 2023
Book Page	6255/3993
Instrument	6413660

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	231 2ND ST SE, NAPLES, FL 34117-9338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 2ND ST SE, NAPLES, FL 34117-9338

Mortgage

Document Number	0058400045
Date	Nov 4, 2020
Book Page	5840/45
Instrument	5948695

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,858 (+2.7%)	$426,472 (-15.02%) Land $120,878 Building $305,594
2025	$4,831.00 (+3.27%) Homeowner's exemption	$193,630 (+5.99%)	$501,857 (+15.64%) Land $120,878 Building $380,979
2023	$4,678.00 (+0.04%) Homeowner's exemption	$182,692 (+3%)	$433,975 (+12.15%) Land $123,715 Building $310,260
2022	$4,676.00 Homeowner's exemption	$177,371	$386,965 Land $93,553 Building $293,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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