231 22nd Ave NW, Naples, FL 34120 Property Records

Collier County property record for 231 22nd Ave NW, Naples, FL 34120 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1,338 sqft · built 2003
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$172,900 (Mar 2005)
Tax Bill$1,420 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2022 Second Mortgage
+ 2 more
Flood ZoneZone AH (high risk)
APN331900 103 03C28

Property Details

APN / Parcel Number

Primary APN331900 103 03C28
Alternative APNs
  • 3759672000307220010303
  • 37596720003

Interior

Stories1 Story
Building Area1,338 sqft Living Area
Gross Area1,630 sqft
1st Floor Area1,338 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeMasonry / Concrete Block
Lot Area49,658 sqft (1.14 acres)
Garage TypeAttached
Garage Area292 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area240 sqft
PorchAluminum Porch
Porch Area200 sqft
Deck Area460 sqft

Location & Zoning

Street Address231 22ND AVE NW
CityNAPLES
StateFL
Zip34120-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOLDEN GATE EST UNIT 20 E 75FT W 150FT TR 103
Legal Range27
Legal Township48
Legal Section28
Legal SubdivisionGOLDEN GATE EST UNIT 20
Legal Tract103
Legal Block3
Legal Unit20
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3001
Census Tract10423

Owner

Source: Collier County records · APN 331900 103 03C28

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address231 22ND AVE NW, NAPLES, FL 34120-3363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2005 · Amount on Record
Deed SaleMar 07, 2005 · Amount on Record
Prior SaleAug 29, 2001 · Amount on Record
Deed Document Number20053570770
Deed Book / Page3747 / 852
Last Transfer DateJan 26, 2007
Transfer Doc0041901426
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateJul 24, 2026
Property Address231 22ND AVE NW, NAPLES, FL 34120-3363
Document Number0006854459
Book / Page6613 / 189
Instrument DateJul 18, 2026
Instrument20266854459
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 22ND AVE NW, NAPLES, FL 34120-3363

Mortgage

Document Number0006854459,
DateJul 24, 2026
Book Page6613/189
Instrument20266854459
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address231 22ND AVE NW, NAPLES, FL 34120-3363
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 22ND AVE NW, NAPLES, FL 34120-3363

Mortgage

Document Number0061850836
DateOct 26, 2022
Book Page6185/836
Instrument6322578
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address231 22ND AVE NW, NAPLES, FL 34120-3363
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 22ND AVE, NAPLES, FL 34120

Mortgage

Document Number0060103656
DateSep 13, 2021
Book Page6010/3656
Instrument6126817
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address231 22ND AVE NW, NAPLES, FL 34120-3363
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLUTGERT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057103557
DateDec 26, 2019
Book Page5710/3557
Instrument5808538
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,420.00 (+4.03%) Homeowner's exemption$136,301 (+5.99%)$337,914 (+5.76%) Land $72,960 Building $264,954
2024$1,365.00 (+1.64%)
2023$1,343.00 (+0.9%) Homeowner's exemption$128,602 (+3%)$319,508 (+6.92%) Land $63,840 Building $255,668
2022$1,331.00 Homeowner's exemption$124,856$298,823 Land $57,456 Building $241,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 885 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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