Monroe County property record for 231 20th St Ocean, Marathon, FL 33050
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.237 acres (10,317 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Sep 1990) |
| Tax Bill | $3,043 (2024) |
| Deeds & Mortgages | Dec 2019 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 00326490-000400 |
| Primary APN | 00326490-000400 |
|---|---|
| Alternative APNs |
|
| Effective Year Built | Effective 2010 |
|---|---|
| Lot Area | 10,317 sqft (0.237 acres) |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Account Number | 8649673 |
|---|---|
| Street Address | 231 20TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-2149 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | MU |
| Legal Description | PT OF LTS 7 8 & 9 BLK 1 PARRISH SUB MARATHON SUB OF GOV LT 2 SEC 9 TWP 66S R32E PB2-18 (A/K/A FISHERMENS POINTE LOT 4 & 1/25% IN COMMON ELEMENTS) OR853-314/315 OR930-17/18 OR1032-1293/1294/PR OR1070-764 OR1072-2377C OR1145-2119 OR1661-744/45EST/ORD O |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 09 |
| Legal Subdivision | PARRISH SUBD |
| Legal Block | 1 |
| Legal Lot Number | 7,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971300 |
231 20th St Ocean, commercial vacant land, is owned by an individual who bought it in September 1990.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 N INDIES DR, DUCK KEY, FL 33050-3704 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1990 · Amount on File |
| Deed Sale | Sep 1, 1990 · Amount on File |
| Prior Sale | Oct 1, 1988 · Amount on File |
| Deed Book / Page | 1145 / 2119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 231 20TH STREET OCEAN, MARATHON, FL 33050 |
| Document Number | 0030011825 |
| Book / Page | 003001 / 001825 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 2250286 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 201-20TH ST MARATHON FL 33050, MARATHON, FL 33050 |
| Investor | Possibly a Property Investor |
| Document Number | 30011825 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 003001/001825 |
| Instrument | 2250286 |
| Name | D & F SEAFOOD |
|---|---|
| Address | 201-20TH ST, MARATHON, FL 33050 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 30, 2020 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,455 Land $299,300 Building $34,155 | $333,455 Land $299,300 Building $34,155 | |
| 2024 | $3,043.00 (+2.08%) | ||
| 2023 | $2,981.00 (+3.26%) | $336,831 (+1.05%) Land $299,300 Building $37,531 | $336,831 (+1.05%) Land $299,300 Building $37,531 |
| 2022 | $2,887.00 | $333,324 Land $299,300 Building $34,024 | $333,324 Land $299,300 Building $34,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 20th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 139 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 211 units insured incl. 72 condo units |
| Nearby Flood Claims | 220 (1982–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 20th St Ocean is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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