Clay County property record for 231 1st St S, Sabin, MN 56580
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 107 acres (4,679,215 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,526 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06.009.0100 |
| Primary APN | 06.009.0100 |
|---|
| Lot Area | 4,679,215 sqft (107 acres) |
|---|
| Street Address | 231 1ST ST S |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4116 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | SECTION 09 TOWNSHIP 138 RANGE 047 W1/2NE1/4 & E1/2NW1/4 LESS 21.08 AC |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 09 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | ELMWOOD |
| Census Block Group | 1 |
| Census Block | 1129 |
| Census Tract | 30111 |
231 1st St S, an agricultural property, is owned by two individuals who acquired it in December 2011.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 1ST ST S, SABIN, MN 56580-4116 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL BANK |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 15, 2011 |
| Transfer Doc | 0000703562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 231 1ST ST S, SABIN, MN 56580-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000776821 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 776821 |
| Name | AMERICAN FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 231 1ST ST S, SABIN, MN 56580-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000800311 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 800311 |
| Name | AMERICAN FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 231 1st St S was $2,526.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| County Subdivision | Elmwood Township |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,526.00 | $845,300 (+2.5%) Land $845,300 | $845,300 (+2.5%) Land $845,300 |
| 2025 | $824,700 Land $824,700 | $824,700 Land $824,700 | |
| 2023 | $2,072.00 Homeowner's exemption | $737,100 Land $737,100 | $737,100 Land $737,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 1st St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 1st St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures