St. Mary's County property record for 23097 Upland Dr, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,288 sqft · built 2006 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,800 (Sep 2007) |
| Tax Bill | $2,661 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029535 |
| Primary APN | 07-029535 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,587 sqft (0.266 acres) |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 029535 |
|---|---|
| Street Address | 23097 UPLAND DR |
| City | CHAPTICO |
| State | MD |
| Zip | 20621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 11 BLOCK 29 LONGVIEW BEACH |
| Legal Subdivision | LONGVIEW BEACH CLUB |
| Legal Block | 29 |
| Legal Lot Number | 11 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 51, AVENUE, MD 20609-0051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2007 · Amount on Record |
| Deed Sale | Sep 4, 2007 · Amount on Record |
| Prior Sale | Sep 12, 2003 · Amount on Record |
| Deed Document Number | 2007474 |
| Deed Book / Page | 3059 / 446 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,933 (+17.59%) | $276,500 (+20.32%) Land $79,000 Building $197,500 | |
| 2025 | $2,661.00 (+6.31%) Homeowner's exemption | ||
| 2023 | $2,503.00 Homeowner's exemption | $221,900 | $229,800 Land $79,000 Building $150,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1996–2003) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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