Charlotte County property record for 23095 Gray Ave, Punta Gorda, FL 33980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1984 |
| Lot Size | 0.284 acres (12,365 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,660 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 402224161001 |
| Primary APN | 402224161001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 1,752 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,365 sqft (0.284 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Slab |
| Porch Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00108950000007 |
|---|---|
| Street Address | 23095 GRAY AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33980-8586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC13 BLK1298 LT 1 391/243 770/1144-1146 967/1682 1029/1424 3752/1267 |
| Legal Range | 22E |
| Legal Township | 40S |
| Legal Section | 24 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 1298 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 20900 |
23095 Gray Ave is owned and occupied by an individual who acquired it in June 2026.
Source: Charlotte County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23095 GRAY AVE, PORT CHARLOTTE, FL 33980-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2026 |
| Transfer Doc | 0003654070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 23095 GRAY AVE, PUNTA GORDA, FL 33980-8586 |
| Document Number | 0003654070 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263654070 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23095 GRAY AVE, PUNTA GORDA, FL 33980-8586 |
The 2025 property tax bill for 23095 Gray Ave was $1,660 with a homeowner's exemption, down 60.3% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,660.00 (-60.33%) Homeowner's exemption | $98,807 | $293,655 Land $18,700 Building $274,955 |
| 2024 | $4,184.00 (+8.2%) | ||
| 2023 | $3,867.00 (+1.87%) Homeowner's exemption | $93,225 (+3%) | $188,738 (-29.01%) Land $22,000 Building $166,738 |
| 2022 | $3,796.00 Homeowner's exemption | $90,510 | $265,860 Land $13,175 Building $252,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23095 Gray Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 35 (1992–2023) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23095 Gray Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Ripple Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures