23095 Gardner Ave, Rogers, MN 55374 Property Records

Hennepin County property record for 23095 Gardner Ave, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,442 sqft · built 2003
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2018)
Tax Bill	$6,760 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-120-23-21-0012`

Property Details

APN / Parcel Number

Primary APN	`15-120-23-21-0012`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,214 sqft
2nd Floor Area	1,228 sqft
Basement Area	960 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	158 ft deep x 108 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	724 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	23095 GARDNER AVE
City	ROGERS
State	MN
Zip	55374-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 003 T NORTH RIDGE 2ND ADDN N 108X158X123X154
Legal Range	23
Legal Township	120
Legal Section	15
Legal Quarter	21
Legal Subdivision	NORTH RIDGE 2ND ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1004
Census Tract	26911

Owner

23095 Gardner Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23095 GARDNER AVE, ROGERS, MN 55374-7517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Nov 13, 2014 · Amount on File
Deed Document Number	20185560310
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23095 GARDNER AVE, ROGERS, MN 55374-7517
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05793379
Date	Jan 20, 2021
Instrument	T05793379

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23095 GARDNER AVE, ROGERS, MN 55374-7517
Document Number	0005667470
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23095 GARDNER AVE ROGERS MN 553747517, ROGERS, MN 55374-7517

Mortgage

Document Number	0005667470
Date	Dec 4, 2019
Instrument	5667470

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 6, 2018
Property Address	23095 GARDNER AVE, ROGERS, MN 55374-7517
Document Number	0005560310
Instrument Date	Aug 29, 2018
Instrument	5560310
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23095 GARDNER AVE ROGERS MN 553747517, ROGERS, MN 55374-7517

Mortgage

Document Number	5560311
Date	Sep 6, 2018
Instrument	5560311

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23095 Gardner Ave was $6,760 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Rogers City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,760.00	$499,700 Land $65,000 Building $434,700	$499,700 Land $65,000 Building $434,700
2023	$5,913.00 Homeowner's exemption
2022		$461,000 Land $62,000 Building $399,000	$461,000 Land $62,000 Building $399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23095 Gardner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23095 Gardner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rogers serves 14,430 people · EPA ID MN1270047
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

Nearby Properties on Gardner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures