23091 Whispering Ridge Dr, Estero (Bonita Springs), FL 34135 Property Records

Lee County property record for 23091 Whispering Ridge Dr, Estero, FL 34135

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,191 sqft · built 2001
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Company Names on Record
Last Sale	$435,700 (Oct 2001)
Tax Bill	$10,065 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-47-25-E3-1800C.0420`

Property Details

APN / Parcel Number

Primary APN	`02-47-25-E3-1800C.0420`
Alternative APNs	`250247E31800C0420` `024725180000C0420` `10456853`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,191 sqft Living Area
Gross Area	4,997 sqft
1st Floor Area	2,876 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	22,521 sqft (0.517 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	343 sqft
Patio Area	1,003 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10456853
Street Address	23091 WHISPERING RIDGE DR
City	ESTERO
State	FL
Zip	34135-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	COPPERLEAF AT THE BROOKS PH I PB 66 PGS 46-59 BLK C LOT 42
Legal Range	25E
Legal Township	47S
Legal Section	02
Legal Subdivision	COPPERLEAF AT THE BROOKS PH I
Legal Phase	1
Legal Tract	E3
Legal Block	C
Legal Lot Number	42
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	50315

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jun 4, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 4, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2001 · Amount on Record
Deed Sale	Oct 17, 2001 · Amount on Record
Deed Book / Page	3504 / 241
Last Transfer Date	Mar 21, 2021
Transfer Doc	0000185516
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Mar 21, 2024
Property Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420
Document Number	0000080526
Map Reference	MB 66 PG 46-59
Instrument Date	Mar 18, 2024
Instrument	2024000080526
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420

Mortgage

Document Number	0000119243
Date	Apr 14, 2021
Instrument	2021000119243

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jun 4, 2021
Property Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420
Document Number	0000185517
Map Reference	MB 66 PG 46-59
Instrument Date	Mar 24, 2021
Instrument	2021000185517
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jun 4, 2021
Property Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420
Document Number	0000185516
Map Reference	MB 66 PG 46-59
Instrument Date	Mar 21, 2021
Instrument	2021000185516
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23091 WHISPERING RIDGE DR, ESTERO, FL 34135-8420

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,271 (+3.53%)	$1,008,677 (+1.33%) Land $237,050 Building $771,627
2025	$10,065.00 (+4.92%) Homeowner's exemption Widower's exemption	$616,491 (+5.13%)	$995,424 (+8.58%) Land $260,177 Building $735,247
2023	$9,593.00 (+3.88%) Homeowner's exemption Widower's exemption	$586,384 (+3%)	$916,789 (+19.89%) Land $416,006 Building $500,783
2022	$9,235.00 Homeowner's exemption Widower's exemption	$569,305	$764,717 Land $143,000 Building $621,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	205 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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