23091 Snapper Ln, Summerland Key, FL 33042 Property Records

Monroe County property record for 23091 Snapper Ln, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 2005
Lot Size	0.25 acres (10,885 sqft)
Owner	Company Name on File
Last Sale	$737,500 (Jan 2014)
Tax Bill	$12,563 (2024)
Deeds & Mortgages	Sep 2017 Transfer
Flood Zone	Zone VE (high risk)
APN	`00188010-000000`

Property Details

APN / Parcel Number

Primary APN	`00188010-000000`
Alternative APNs	`34662800188010000000` `1239976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,818 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,817 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,885 sqft (0.25 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	392 sqft

Exterior Amenities

Pool Area	320 sqft
Porch	Open Porch
Porch Area	167 sqft
Deck Area	655 sqft
Patio Area	655 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1239976
Street Address	23091 SNAPPER LN
City	SUMMERLAND KEY
State	FL
Zip	33042-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 9 CUDJOE OCEAN SHORES CUDJOE KEY PB5-107 OR613-28/29 OR614-900 OR616-787 OR911-1521/25 OR997-2265 OR1530-2424 OR1946-2182/06 OR1988-1468/69 OR2418-2167/68 OR2666-1904/05 OR2872-2281/82
Legal Range	28E
Legal Township	66S
Legal Section	34
Legal Subdivision	CUDJOE OCEAN SHORES
Legal Block	5
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1001
Census Tract	971501

Owner

23091 Snapper Ln is owned by a company that bought it in January 2014.

Source: Monroe County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	6053 S EAGLE ST, CENTENNIAL, CO 80016-4703
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2014 · Amount on File
Deed Sale	Jan 10, 2014 · Amount on File
Prior Sale	Aug 6, 1998 · Amount on File
Deed Document Number	20141964662
Deed Book / Page	2666 / 1904
Prior Transfer Date	Jun 21, 2009
Prior Transfer Doc	0024182167
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 28, 2017
Property Address	23091 SNAPPER LN, SUMMERLAND KEY, FL 33042-4331
Document Number	0028722281
Book / Page	002872 / 002281
Instrument Date	Aug 9, 2017
Instrument	2138223
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6053 S EAGLE ST CENTENNIAL CO 800164703, CENTENNIAL, CO 80016-4703

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,823,388 Land $1,382,939 Building $440,449	$1,823,388 Land $1,382,939 Building $440,449
2024	$12,563.00 (+3.75%)
2023	$12,109.00 (+18.21%)	$1,823,119 (+34.36%) Land $1,424,847 Building $398,272	$1,823,119 (+34.36%) Land $1,424,847 Building $398,272
2022	$10,244.00	$1,356,864 Land $955,485 Building $401,379	$1,356,864 Land $955,485 Building $401,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23091 Snapper Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 501 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	501 in force
Nearby Flood Claims	1,356 (1980–2023)
Claims Outside the SFHA	2 of 1,356
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 365 claims Hurricane Wilma, Oct 2005 · 278 claims Hurricane Georges, Sep 1998 · 640 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23091 Snapper Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20