Pinellas County property record for 2309 Warwick Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,322 sqft · built 1994 |
| Lot Size | 0.377 acres (16,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,000 (Jul 2018) |
| Tax Bill | $7,173 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-1960-7 |
| Primary APN | C62-000-758-1960-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,322 sqft Heated Area |
| 1st Floor Area | 2,322 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,453 sqft (0.377 acres) |
| Lot Dimensions | 141 ft deep x 82 ft wide |
| View / Lot | Park |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 422 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21555 |
|---|---|
| Old Parcel Number | 162803948800000060 |
| Street Address | 2309 WARWICK DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARWICK HILLS LOT 6 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Subdivision | WARWICK HILLS |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27325 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Prior Sale | Apr 5, 1999 · Amount on Record |
| Deed Document Number | 2018237558 |
| Deed Book / Page | 20142 / 1938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Document Number | 0227422192 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 22742/2192 |
| Instrument | 2024072617 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FITCO |
| Name | Verified Name |
|---|---|
| Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Document Number | 0211981313 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 21198/1313 |
| Instrument | 2020298970 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Document Number | 0201421938 |
| Book / Page | 20142 / 1938 |
| Map Reference | MB 110 PG 37-40 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 2018237558 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STAR TITLE PARTNERS OF PALM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,059.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9278 PALM ISLAND CIR, 9278, FORT MYERS, FL 33903-5291 |
| Name | Verified Name |
|---|---|
| Address | 2309 WARWICK DR, OLDSMAR, FL 34677-1955 |
| Document Number | 2018237559 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018237559 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,173.00 (+7.36%) Homeowner's exemption | $431,758 (+5.99%) | $680,366 (+12.13%) Land $140,481 Building $539,885 |
| 2023 | $6,681.00 (+2.71%) Homeowner's exemption | $407,369 (+3%) | $606,743 (+19.64%) Land $184,733 Building $422,010 |
| 2022 | $6,505.00 Homeowner's exemption | $395,504 | $507,147 Land $182,455 Building $324,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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