2309 W Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 2309 W Cluster Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1955
Lot Size	0.188 acres (8,206 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Sep 2026)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102426-0000`

Property Details

APN / Parcel Number

Primary APN	`102426-0000`
Alternative APN	`A2628183G5000013000170`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	1,290 sqft
1st Floor Area	986 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	8,206 sqft (0.188 acres)
Lot Dimensions	110 ft deep x 68.8 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	248 sqft
Patio Area	508 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1024260000
Street Address	2309 W CLUSTER AVE
City	TAMPA
State	FL
Zip	33604-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	GROVE PARK ESTATES LOT 17 LESS E 17.1 FT & E 25 FT OF LOTS 18 & 19 BLOCK 13
Legal Range	18E
Legal Township	28S
Legal Section	26
Legal Subdivision	GROVE PARK ESTATES
Legal Tract	3G5
Legal Block	13
Legal Lot Number	17
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3012
Census Tract	1300

Owner

2309 W Cluster Ave is owned and occupied by an individual who bought it in September 2026.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2309 W CLUSTER AVE, TAMPA, FL 33604-5230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2018	Special Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Jul 9, 2018	Warranty Deed, Foreclosure OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	2026358831
Prior Transfer Date	Jun 26, 2018
Prior Transfer Doc	0000272999
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 15, 2026
Property Address	2309 W CLUSTER AVE, TAMPA, FL 33604-5230
Document Number	0000358831
Instrument Date	Sep 11, 2026
Instrument	2026358831
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	ASSURITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254,449.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 W CLUSTER AVE, TAMPA, FL 33604-5230

Mortgage

Document Number	0000358832,
Date	Sep 15, 2026
Instrument	2026358832

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 14, 2018
Property Address	2309 W CLUSTER AVE, TAMPA, FL 33604-5230
Document Number	0000459501
Book / Page	26204 / 0584
Map Reference	MB 17 PG 11
Instrument Date	Oct 26, 2018
Instrument	2018459501
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 W CLUSTER AVE, TAMPA, FL 33604-5230

Mortgage

Document Number	0000459502
Date	Nov 14, 2018
Instrument	2018459502

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

July 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 9, 2018
Property Address	2309 W CLUSTER AVE, TAMPA, FL 33604-5230
Document Number	0259021973
Book / Page	025902 / 001973
Instrument Date	Jun 25, 2018
Instrument	272999
Transaction Type	Foreclosure
Record Updated	Jul 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2309 W Cluster Ave was $3,381.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,036 (+1.46%) Land $87,902 Building $86,134	$174,036 (+1.46%) Land $87,902 Building $86,134
2025	$3,381.00	$171,538 Land $84,080 Building $87,458	$171,538 Land $84,080 Building $87,458
2023	$2,780.00 (+2.17%)	$153,157 (-9.89%) Land $76,437 Building $76,720	$153,157 (-9.89%) Land $76,437 Building $76,720
2022	$2,721.00	$169,966 Land $76,437 Building $93,529	$169,966 Land $76,437 Building $93,529

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2309 W Cluster Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 W Cluster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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