2309 Spike Ct, Clarksville, TN 37040 Property Records

Montgomery County property record for 2309 Spike Ct, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	1,703 sqft · built 2014
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2019)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41H D 5.00`

Property Details

APN / Parcel Number

Primary APN	`41H D 5.00`
Alternative APNs	`041H D 00500 000` `402601`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,243 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	855 sqft
Porch	Slab
Porch Area	200 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2309 SPIKE CT
City	CLARKSVILLE
State	TN
Zip	37040-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SUBDIVISION: WHITE TAIL RIDGE BLOCK: 2A LOT: 71 PLAT BOOK: G PAGE: 28 SPLIT OFF 41-40.04 T-14; PU HOUSE, PRORATE 9 MONTHS
Legal Subdivision	WHITE TAIL RIDGE
Legal Block	2A
Legal Lot Number	71
Jurisdiction	MONTGOMERY TN
Township / Civil Division	14
Census Block Group	4
Census Block	4001
Census Tract	102001

Owner

2309 Spike Ct is owned and occupied by an individual who bought it in October 2019.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 9, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LNDG SVCS
Sep 21, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Prior Sale	Sep 21, 2017 · Amount on File
Deed Document Number	20191227261
Deed Book / Page	1916 / 1905
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404
Investor	Possibly a Property Investor

Mortgage

Document Number	02356/1725
Date	Mar 18, 2024
Book Page	2356/1725
Instrument	1454186

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404

Mortgage

Document Number	2162/2542
Date	Nov 29, 2021
Book Page	2162/2542
Instrument	1351504

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 9, 2019
Property Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404
Document Number	0001227261
Book / Page	001916 / 001905
Instrument Date	Sep 30, 2019
Instrument	1227261
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2309 SPIKE CT CLARKSVILLE TN 370401404, CLARKSVILLE, TN 37040-1404

Mortgage

Document Number	1227262
Date	Oct 9, 2019
Book Page	001916/001907
Instrument	1227262

Lender

Name	FIRST CHOICE LNDG SVCS
Address	KNOXVILLE, TN 37932

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Mortgage

Document Number	1227263,
Date	Oct 9, 2019
Book Page	001916/001919
Instrument	1227263

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	NASHVILLE, TN 37203

Agreement

Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Sep 21, 2017
Property Address	2309 SPIKE CT, CLARKSVILLE, TN 37040-1404
Document Number	0001137428
Book / Page	001766 / 002928
Instrument Date	Sep 19, 2017
Instrument	1137428
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	FREEDOM TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2309 SPIKE CT CLARKSVILLE TN 370401404, CLARKSVILLE, TN 37040-1404

Mortgage

Document Number	1137429
Date	Sep 21, 2017
Book Page	001766/002930
Instrument	1137429

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2309 Spike Ct was $2,347, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00 (+1.34%)	$77,700 (-)	$310,800 (-) Land $62,000 Building $248,800
2024	$2,316.00 (+10.81%)	$77,700 (+56.89%)	$310,800 Land $62,000 Building $248,800
2023	$2,090.00	$49,525 (-)
2022	$2,090.00	$49,525	$198,100 Land $33,000 Building $165,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2309 Spike Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Spike Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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