2309 S Moss Stone Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 2309 S Moss Stone Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,536 sqft · built 2012
Lot Size	0.343 acres (14,937 sqft)
Owner	2 Trust Names on Record
Last Sale	$615,000 (Mar 2021)
Tax Bill	$8,563 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-30-176-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-30-176-009-000`
Alternative APN	`83593`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,536 sqft Finished Area
1st Floor Area	1,179 sqft
Upper Floors Area	1,357 sqft
Basement Area	1,179 sqft
Finished Basement	1,128 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,937 sqft (0.343 acres)
Lot Dimensions	173 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	83593
Street Address	2309 S MOSS STONE CIR
City	SIOUX FALLS
State	SD
Zip	57110-6806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 6 COPPER CREEK ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	COPPER CREEK ADDITION
Legal Block	6
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1004
Census Tract	10401

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK SOUTHWEST
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit METABANK
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST PREMIER BANK
Jun 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST PREMIER BANK
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Book / Page	603-D / 489
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 18, 2021
Property Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806
Document Number	603DEED/489
Book / Page	603 DEED / 489
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806

Mortgage

Document Number	1917MTG452
Date	Mar 18, 2021
Instrument	1917 MTG/452

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847MTG/947
Date	Sep 27, 2018
Book Page	1847 MTG/947

Lender

Name	METABANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859MTG/0276
Date	May 17, 2019
Book Page	1859 MTG/0276

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57110

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1861MTG/0448
Date	Jun 21, 2019
Book Page	1861 MTG/0448

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57110

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 3, 2019
Property Address	2309 S MOSS STONE CIR, SIOUX FALLS, SD 57110-6806
Document Number	588DEED/0789
Book / Page	588 DEED / 0789
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2608 S ELMWOOD AVE, 2608, SIOUX FALLS, SD 57105-4344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2309 SOUTH MOSS STRONE CIRCLE, SIOUX FALLS, SD 57110-6806

Mortgage

Document Number	1858MTG0554
Date	May 3, 2019
Instrument	1858 MTG/0554

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,124 (+5.3%) Land $85,054 Building $587,070	$672,124 Land $85,054 Building $587,070
2025	$8,563.00	$638,300 (-3.8%) Land $82,200 Building $556,100
2024	$8,563.00 (-0.36%)	$663,500 (+15.23%) Land $95,100 Building $568,400
2022	$8,594.00	$575,800 Land $90,200 Building $485,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP, LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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