2309 Ozark St, Duluth, MN 55811 Property Records

St. Louis County property record for 2309 Ozark St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1942
Lot Size	0.433 acres (18,899 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Sep 2024)
Tax Bill	$3,130 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3760-01060`

Property Details

APN / Parcel Number

Primary APN	`010-3760-01060`
Alternative APNs	`1125747` `1172129`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	728 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	490 sqft
Finished Basement	490 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	18,899 sqft (0.433 acres)
Garage Area	624 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1172129
Street Address	2309 OZARK ST
City	DULUTH
State	MN
Zip	55811-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 26 AND 27 SERIAL #
Legal Subdivision	PIEDMONT DIVISION
Legal Block	4
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	2300

Owner

2309 Ozark St is owned and occupied by an individual who bought it in September 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2309 OZARK ST, DULUTH, MN 55811-3139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Feb 10, 2022 · Amount on File
Deed Document Number	20241083465
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2022
Property Address	2309 OZARK ST, DULUTH, MN 55811-3139
Document Number	0001053259
Instrument Date	Jan 25, 2022
Instrument	1053259
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2309 OZARK ST, DULUTH, MN 55811-3139

Mortgage

Document Number	0001053260
Date	Feb 10, 2022
Instrument	1053260

Lender

Name	TRUSTAR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2309 Ozark St was $3,130 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,130.00 (+12.59%) Homeowner's exemption
2025	$2,780.00 (+0.29%) Homeowner's exemption	$264,200 (+17.27%) Land $40,500 Building $223,700	$264,200 (+17.27%) Land $40,500 Building $223,700
2024	$2,772.00	$225,300 Land $50,300 Building $175,000	$225,300 Land $50,300 Building $175,000
2022		$208,900 Land $57,300 Building $151,600	$208,900 Land $57,300 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 Ozark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2309 Ozark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20