2309 Overbrook Dr, New Windsor, MD 21776 Property Records

Carroll County property record for 2309 Overbrook Dr, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1975
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2018)
Tax Bill	$3,377 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-006876`

Property Details

APN / Parcel Number

Primary APN	`11-006876`
Alternative APN	`006876`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Total Area
Basement Area	793 sqft
Finished Basement	793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006876
Street Address	2309 OVERBROOK DR
City	NEW WINDSOR
State	MD
Zip	21776-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 25 - 1.63 ACS 2309 OVERBROOK DR 11-93 BOWERCREST SEC 4
Legal Subdivision	BOWERCREST
Legal Lot Number	25
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	2
Census Block	2025
Census Tract	511000

Owner

2309 Overbrook Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 OVERBROOK DR, NEW WINDSOR, MD 21776-8419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
May 24, 2018	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Deed Book / Page	9023 / 27
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	0090230027
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2309 OVERBROOK DR, NEW WINDSOR, MD 21776-8419
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096610372
Date	May 5, 2020
Book Page	9661/372

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 24, 2018
Property Address	2309 OVERBROOK DR, NEW WINDSOR, MD 21776-8419
Document Number	0090230027
Book / Page	009023 / 000027
Instrument Date	May 21, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	SAFEGUARD TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2309 OVERBROOK DR NEW WINDSOR MD 217768419, NEW WINDSOR, MD 21776-8419

Mortgage

Document Number	90230034
Date	May 24, 2018
Book Page	009023/000034

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 23, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2309 Overbrook Dr was $3,377 with a homeowner's exemption, up 5.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,377.00 (+5.14%) Homeowner's exemption	$308,600	$329,200 Land $136,300 Building $192,900
2025	$3,212.00 Homeowner's exemption
2023	$3,004.00	$265,900	$267,400 Land $136,300 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 Overbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Overbrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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