Imperial County property record for 2309 Montecito Ave, Imperial, CA 92251
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,360 sqft · built 2006 |
| Lot Size | 0.115 acres (4,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,000 (Jul 2025) |
| Tax Bill | $6,651 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-651-015-000 |
| Primary APN | 044-651-015-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 4,988 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2309 MONTECITO AVE |
|---|---|
| City | IMPERIAL |
| State | CA |
| Zip | 92251-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 OF VICTORIA RANCH SUB 1A CITY OF IMPERIAL |
| Legal Subdivision | VICTORIA RANCH 01A |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 11201 |
2309 Montecito Ave is owned and occupied by two individuals who bought it in July 2025.
Source: Imperial County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Aug 31, 2017 | Grant Deed, Transfer · FHA Mortgage SOUTH PACIFIC FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Jun 21, 2024 · Amount on File |
| Deed Document Number | 202510138 |
| Prior Transfer Date | Aug 3, 2017 |
| Prior Transfer Doc | 0000019462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Document Number | 0000004581 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022004581 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000011462 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020011462 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Document Number | 0000019462 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 19462 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 236 IMPERIAL CA 922510236, IMPERIAL, CA 92251-0236 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Document Number | 0000019463 |
| Map Reference | MAP22 PG58 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 2017019463 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2309 MONTECITO AVE, IMPERIAL, CA 92251-8821 |
| Document Number | 0000019464 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017019464 |
| Name | SOUTH PACIFIC FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 2309 Montecito Ave was $6,651.
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | Imperial City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $404,000 Land $80,000 Building $324,000 | |
| 2025 | $6,651.00 | |
| 2023 | $4,934.00 (+3.85%) Homeowner's exemption | $229,652 Land $49,213 Building $180,439 |
| 2022 | $4,751.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2309 Montecito Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2309 Montecito Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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