2309 Locust St, Eldorado, IL 62930 Property Records

Saline County property record for 2309 Locust St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$45,000 (Sep 2020)
Tax Bill	$786 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-2-012-03`

Property Details

APN / Parcel Number

Primary APN	`04-2-012-03`

Location & Zoning

Street Address	2309 LOCUST ST
City	ELDORADO
State	IL
Zip	62930-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L003,B001 J N ADKISSONS 2ND ADDITION LOTS 3 & 4 1665/93 9/03 W/D & 2198/350 1/20 C/D 06-20-484-003-0040
Legal Subdivision	J N ADKISSONS 2ND ADDITION
Legal Lot Number	3,4
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3032
Census Tract	955100

Owner

Source: Saline County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2309 LOCUST ST, ELDORADO, IL 62930-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2020274955
Deed Book / Page	2198 / 350
Record Updated	Sep 20, 2026

September 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SALINE IL
Recording Date	Sep 18, 2020
Property Address	2309 LOCUST ST, ELDORADO, IL 62930-1127
Document Number	2198/350
Book / Page	2198 / 350
Instrument Date	Jan 1, 2020
Instrument	274955
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 LOCUST ST, 2908, ELDORADO, IL 62930-3567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 LOCUST ST, ELDORADO, IL 62930-1127

Mortgage

Date	Sep 18, 2020

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$786.00 (+28.64%) Homeowner's exemption	$14,263 (+13.29%) Land $2,192 Building $12,071	$42,789 (+13.29%) Land $6,576 Building $36,213
2022		$12,590 (+5.69%) Land $1,935 Building $10,655	$37,770 (+5.69%) Land $5,805 Building $31,965
2021	$611.00 Homeowner's exemption	$11,912 Land $1,831 Building $10,081	$35,736 Land $5,493 Building $30,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
ClearWave Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Futiva.

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