Hamilton County property record for 2309 Hydas Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,896 sqft · built 1983 |
| Lot Size | 0.672 acres (29,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Mar 2020) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 149L G 005 |
| Primary APN | 149L G 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,280 sqft (0.672 acres) |
| Lot Dimensions | 244 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000084436 |
|---|---|
| Street Address | 2309 HYDAS LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 155 EDGMON'S ADD TO VALLEY VIEW 32-96 32-96 |
| Legal Subdivision | EDGMONS ADDN TO VALL |
| Legal Lot Number | 155 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11323 |
2309 Hydas Ln is owned and occupied by two individuals who bought it in March 2020.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2309 HYDAS LN, CHATTANOOGA, TN 37421-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Mar 4, 2020 | Warranty Deed, Transfer UNITED CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Apr 15, 2005 |
| Deed Document Number | 2020030400104 |
| Deed Book / Page | 11927 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2309 HYDAS LN, CHATTANOOGA, TN 37421-1532 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2309 HYDAS LN, CHATTANOOGA, TN 37421-1532 |
| Document Number | 0000000186 |
|---|---|
| Date | Jul 14, 2025 |
| Book Page | 13981/145 |
| Instrument | 2025071400186 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 4, 2020 |
| Property Address | 2309 HYDAS LN, CHATTANOOGA, TN 37421-1532 |
| Document Number | 0304000104 |
| Book / Page | 011927 / 000382 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 200304000104 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2309 HYDAS LN CHATTANOOGA TN 374211532, CHATTANOOGA, TN 37421-1532 |
| Document Number | 304000105 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 011927/000384 |
| Instrument | 200304000105 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 2309 Hydas Ln was $1,286, down 8.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 (-8.92%) | $84,900 (+34.5%) | $339,600 (+34.5%) Land $75,000 Building $264,600 |
| 2024 | $1,412.00 (-0.63%) | $63,125 (-) | $252,500 (-) Land $60,000 Building $192,500 |
| 2023 | $1,421.00 | $63,125 | $252,500 Land $60,000 Building $192,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2309 Hydas Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2012–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2309 Hydas Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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