2309 Holder Rd, Vancleave, MS 39565 Property Records

Jackson County property record for 2309 Holder Rd, Vancleave, MS 39565

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,477 sqft · built 2007
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,658 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Nov 2010 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671.12-00-0036.00`

Property Details

APN / Parcel Number

Primary APN	`671.12-00-0036.00`
Alternative APNs	`02312160.050` `012632`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,477 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	219,542 sqft (5.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	012632
Street Address	2309 HOLDER RD
City	VANCLEAVE
State	MS
Zip	39565-8581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NWC S 1322.2' E 720.6' TO POB E 121.5' S 45* E 677.2' S 82' W 599.4' N 558.9' TO POB DB 1355-803 (36 MAP671.12)
Legal Range	07W
Legal Township	06S
Legal Section	12
Jurisdiction	JACKSON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3022
Census Tract	40205

Owner

2309 Holder Rd is owned and occupied by two individuals who acquired it in September 2004.

Source: Jackson County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 HOLDER RD, VANCLEAVE, MS 39565-8581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2012	Deed of Trust, Mortgage CHARTER BANK
Nov 17, 2010	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2004
Deed Sale	Sep 22, 2004
Deed Document Number	0001355803
Record Updated	Jun 8, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	2309 HOLDER RD, VANCLEAVE, MS 39565-8581
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 HOLDER RD, VANCLEAVE, MS 39565-8581

Mortgage

Document Number	03053/3053
Date	Jun 26, 2012
Book Page	3053/3053
Instrument	161

Lender

Name	CHARTER BANK
Address	2206 BIENVILLE BLVD, OCEAN SPRINGS, MS 39564

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 19, 2017

Interest

Rate Type	Adjustable Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	2309 HOLDER RD, VANCLEAVE, MS 39565-8581
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, PILGER TITLE COMAPNY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002941/221
Date	Nov 17, 2010
Book Page	2941/221
Instrument	201019363

Lender

Name	WELLS FARGO BANK NA
Address	PO BOX 11701, NEWARK, NJ 07101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2309 Holder Rd was $5,658 with a homeowner's exemption, up 12.3% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,658.00 (+12.26%) Homeowner's exemption	$50,144 (+12.7%) Land $4,353 Building $45,791	$501,439 (+12.7%) Land $43,530 Building $457,909
2024	$5,040.00 (+0.62%) Homeowner's exemption	$44,493 (-) Land $4,242 Building $40,251	$444,933 (-) Land $42,420 Building $402,513
2023	$5,009.00 (+2.45%) Homeowner's exemption	$44,493 (-) Land $4,242 Building $40,251	$444,933 (-) Land $42,420 Building $402,513
2022	$4,889.00 Homeowner's exemption	$44,493 Land $4,242 Building $40,251	$444,933 Land $42,420 Building $402,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 Holder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2005–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Holder Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 93% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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