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2309 E Keepsake Ln, Hernando, FL 34442 Property Records

Citrus County property record for 2309 E Keepsake Ln, Hernando, FL 34442 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,768 sqft Living Area
Lot Size185,591 sqft (4.26 acres)
OccupancyOwner Occupied
Last Sale$36,500 (2018)
Tax Bill$3,037.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-15-0010-00020-0200

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2309 E KEEPSAKE LN, HERNANDO, FL 34442-2945
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
AMERIS BANK
Nov 20, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Prior SaleMar 15, 2012 · Amount on Record
Deed Doc Number201858433
Deed Book / Page2940 / 1293
Record RefreshedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2309 E KEEPSAKE LN, HERNANDO, FL 34442-2945
Transaction TypeMortgage
Record UpdatedNov 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030371074
DateFeb 06, 2020
Book Page3037/1074
Instrument2020006974
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 01, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 20, 2018
Property Address2309 E KEEPSAKE LN, HERNANDO, FL 34442-2945
Document Number0029401293
Book / Page002940 / 001293
Instrument DateNov 13, 2018
Instrument58433
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$255.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address493 N CORBIN AVE INVERNESS FL 344539154, INVERNESS, FL 34453-9154

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,037.00 (+4.69%) Homeowner's exemption$232,040 (-38.1%)$360,906 (-3.72%) Land $78,400 Building $282,506
2024$2,901.00 (+2.51%) Homeowner's exemption Additional exemption filed$374,857 (+16.84%) Land $78,400 Building $296,457$374,857 (+16.84%) Land $78,400 Building $296,457
2023$2,830.00 (+6.91%) Homeowner's exemption Additional exemption filed$320,828 (+5.42%) Land $78,400 Building $242,428$320,828 (+5.42%) Land $78,400 Building $242,428
2022$2,647.00 Homeowner's exemption Additional exemption filed$304,334 Land $72,430 Building $231,904$304,334 Land $72,430 Building $231,904

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-15-0010-00020-0200
Alternative APNs
  • 1518S19E0010000200200
  • 1604591

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
Gross Area2,248 sqft Gross Area
1st Floor1,768 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home Style
Exterior MaterialCombination Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area185,591 sqft (4.26 acres)
Depth X Width311 ft x 332 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number1604591
Street Address2309 E KEEPSAKE LN
CityHERNANDO
StateFL
Zip34442-2945
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKE PB 6 PG 139 LTS 20 & 21 BLK 2 DESCR IN O R BK 572 PG 572
Legal Range19E
Legal Township18S
Legal Section15
Legal SubdivisionFOREST LAKE
Legal Block2
Legal Lot Number20,21
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1025
Census Tract450104

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