2309 Citrus Bloom Dr, Bartow, FL 33830 Property Records

Polk County property record for 2309 Citrus Bloom Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,835 sqft · built 2024
Lot Size	0.206 acres (8,978 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2024)
Tax Bill	$6,294 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-32-363430-002200`

Property Details

APN / Parcel Number

Primary APN	`25-29-32-363430-002200`
Alternative APN	`322925363430002200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,835 sqft Living Area
Gross Area	3,526 sqft
1st Floor Area	2,835 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,978 sqft (0.206 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	691 sqft
Porch	Unfinished Open Porch
Porch Area	214 sqft

Location & Zoning

Street Address	2309 CITRUS BLOOM DR
City	BARTOW
State	FL
Zip	33830-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE AT STUART CROSSING PHASE ONE PB 203 PGS 18-25 LOT 220
Legal Subdivision	GROVE AT STUART CROSSING PHASE ONE
Legal Lot Number	220
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1067
Census Tract	14803

Owner

2309 Citrus Bloom Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 CITRUS BLOOM DR, BARTOW, FL 33830-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on File
Deed Sale	Dec 30, 2024 · Amount on File
Deed Document Number	2024294083
Deed Book / Page	13383 / 175
Record Updated	Oct 29, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 30, 2024
Property Address	2309 CITRUS BLOOM DR, BARTOW, FL 33830-6003
Document Number	0000294083
Book / Page	13383 / 175
Map Reference	MB 203 PG 18-25
Instrument Date	Dec 23, 2024
Instrument	2024294083
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10117 PRINCESS PALM AVE STE 550, 550, TAMPA, FL 33610-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 CITRUS BLOOM DR, BARTOW, FL 33830-6003

Mortgage

Document Number	0013383178
Date	Dec 30, 2024
Instrument	13383/178

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2309 Citrus Bloom Dr was $6,294 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,197 (-5.56%) Land $62,000 Building $305,197	$367,197 (-5.56%) Land $62,000 Building $305,197
2025	$6,294.00	$388,813 Land $62,000 Building $326,813	$388,813 Land $62,000 Building $326,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 Citrus Bloom Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Citrus Bloom Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3