2309 Cedar Rd, Stamping Ground, KY 40379 Property Records

Franklin County property record for 2309 Cedar Rd, Stamping Ground, KY 40379

Property Summary

Property TypeSingle Family Home
Details720 sqft
Lot Size2.09 acres (91,040 sqft)
OwnerIndividual Name on Record
Tax Bill$922 (2025)
Deeds & MortgagesJul 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN106-00-00-011.00

Property Details

APN / Parcel Number

Primary APN106-00-00-011.00
Alternative APN
  • 45294

Interior

Stories1 Story
Building Area720 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area91,040 sqft (2.09 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeDetached
Garage Area720 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Account Number45294
Street Address2309 CEDAR RD
CitySTAMPING GROUND
StateKY
Zip40379-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.09 ACRES
JurisdictionFRANKLIN KY
Township / Civil DivisionPEAKS MILL
Census Block Group1
Census Block1078
Census Tract70801

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2309 CEDAR RD, STAMPING GROUND, KY 40379-9510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address2309 CEDAR RD, STAMPING GROUND, KY 40379-9510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1545/704
DateJul 14, 2020
Book PageM1545/704
Instrument507220
Lender
NameALTRA FCU
TypeCredit Union
AddressONALASKA, WI 54650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 1, 2030

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$922.00 (+0.22%)$77,000 (-) Land $14,000 Building $63,000$77,000 (-) Land $14,000 Building $63,000
2023$920.00$77,000$77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims16 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEAKS MILL WATER DISTRICT
serves 3,268 people · EPA ID KY0370346
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
All Points Broadband
Fixed Wireless
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cedar Rd

Nearby Streets

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