2309 Bliss Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 2309 Bliss Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,866 sqft · built 2001
Lot Size	0.337 acres (14,686 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Sep 2013)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-570-03-00`

Property Details

APN / Parcel Number

Primary APN	`162-570-03-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,866 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	14,686 sqft (0.337 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2309 BLISS CIR
City	OCEANSIDE
State	CA
Zip	92056-3596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 TR 013946
Legal Subdivision	EMERALD ESTATES
Legal Tract	013946
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1026
Census Tract	19403

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2013 · Amount on Record
Deed Sale	Sep 4, 2013 · Amount on Record
Prior Sale	Nov 25, 2003 · Amount on Record
Deed Document Number	2013548171
Last Transfer Date	Feb 16, 2021
Transfer Doc	0000132717
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596

Mortgage

Document Number	0000029888
Date	Feb 6, 2023
Instrument	2023-0029888

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596

Mortgage

Document Number	0000162875
Date	Apr 13, 2022
Instrument	2022-0162875

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2021
Property Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596
Document Number	0000132717
Map Reference	MAP 13946
Instrument Date	Feb 16, 2021
Instrument	2021-0132717
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596

Mortgage

Document Number	0000132718
Date	Feb 22, 2021
Instrument	2021-0132718

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224351
Date	Jun 4, 2018
Instrument	2018-0224351

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2309 BLISS CIR, OCEANSIDE, CA 92056-3596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269573
Date	Jul 8, 2019
Instrument	2019-0269573

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,140 (+2%) Land $156,291 Building $343,849
2025	$5,512.00 (+8.72%) Homeowner's exemption	$490,334 (+4.04%) Land $153,227 Building $337,107
2023	$5,070.00 (+0.54%) Homeowner's exemption	$471,296 Land $147,278 Building $324,018
2022	$5,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile, Verizon.

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