2309 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2309 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 960 sqft · built 1958
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Feb 2025)
Tax Bill	$3,546 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2710-05515`

Property Details

APN / Parcel Number

Primary APN	`010-2710-05515`
Alternative APNs	`1014263` `1141708` `1178790`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	49,658 sqft (1.14 acres)
Garage Area	336 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1178790
Street Address	2309 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 75 FT OF W 1/2 OF E 1/2 OF SW 1/4 OFSE 1/4 OF SW 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	19
Legal Subdivision	BLACKBURN SEVENTH ADDITION
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1014
Census Tract	301

Owner

2309 Anderson Rd is owned and occupied by two individuals who bought it in February 2025.

Source: St. Louis County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 ANDERSON RD, DULUTH, MN 55811-3832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on File
Deed Sale	Feb 6, 2025 · Amount on File
Prior Sale	May 16, 2024 · Amount on File
Deed Document Number	20251504685
Prior Transfer Date	Nov 14, 2012
Prior Transfer Doc	0000923082
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 9, 2022
Property Address	2309 ANDERSON RD, DULUTH, MN 55811-3832
Document Number	0001458262
Instrument Date	Dec 1, 2022
Instrument	1458262
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 ANDERSON RD, DULUTH, MN 55811-3832
Investor	Possibly a Property Investor

Mortgage

Document Number	0001458263
Date	Dec 9, 2022
Instrument	1458263

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	7.87%
Max Rate At Change	9.87%
Index	Prime Rate
Max Rate	13.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2309 ANDERSON RD, DULUTH, MN 55811-3832
Document Number	00A1398570
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 ANDERSON RD DULUTH MN 558113832, DULUTH, MN 55811-3832

Mortgage

Document Number	00A1398570
Date	Dec 15, 2020
Instrument	A1398570

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 14, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2309 Anderson Rd was $3,546.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,546.00
2025		$277,600 (+20.02%) Land $46,300 Building $231,300	$277,600 (+20.02%) Land $46,300 Building $231,300
2024	$3,490.00	$231,300 Land $59,700 Building $171,600	$231,300 Land $59,700 Building $171,600
2022		$207,400 Land $57,500 Building $149,900	$207,400 Land $57,500 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 Anderson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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