Harford County property record for 2309 Ady Rd, Forest Hill, MD 21050
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 2,560 sqft · built 1865 |
| Lot Size | 129 acres (5,653,652 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,400,000 (Jun 2025) |
| Tax Bill | $1,566 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-059847 |
| Primary APN | 03-059847 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,560 sqft Total Area |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,653,652 sqft (129 acres) |
| Porch | Slab |
| Porch Area | 896 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 059847 |
|---|---|
| Street Address | 2309 ADY RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | 129.79 2309 ADY ROAD LD RUTLEDGE PT 210/79 |
| Legal Subdivision | HICKORY |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 303101 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1305 ENTERPRISE CT, C, BEL AIR, MD 21014-1847 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON FARM CREDIT ACA |
| Sep 17, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Jun 26, 2020 | Deed of Trust, Mortgage MICHAEL RUTLEDGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2016 · Amount on Record |
| Deed Book / Page | 16705 / 420 |
| Prior Transfer Date | May 12, 2020 |
| Prior Transfer Doc | 0141190001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 2309 ADY RD, FOREST HILL, MD 21050-1704 |
| Document Number | 1710000227 |
| Book / Page | 17104 / 227 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BROADVIEW TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1305 ENTERPRISE CT, BEL AIR, MD 21014-1847 |
| Document Number | 1710000227, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17104/227 |
| Name | HORIZON FARM CREDIT ACA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 17, 2020 |
| Property Address | 2309 ADY RD, FOREST HILL, MD 21050-1704 |
| Document Number | 0141190001 |
| Book / Page | 014119 / 000001 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 214 WELLINGTON CT BEL AIR MD 210143100, BEL AIR, MD 21014-3100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2309 ADY RD, FOREST HILL, MD 21050-1704 |
| Document Number | 0142330091 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10710 BEAVER DAM RD #812 COCKEYSVILLE MD 210302207, 812, COCKEYSVILLE, MD 21030-2207 |
| Document Number | 0142330091 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 014233/000091 |
| Name | MICHAEL RUTLEDGE |
|---|---|
| Address | WEST PALM BEACH, FL 33421 |
| Amount | Amount Recorded |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,566.00 (+250.34%) | $143,700 (-59.5%) Land $143,700 | $143,700 (-59.5%) Land $143,700 |
| 2025 | $447.00 (+4.93%) | $354,800 (+5.43%) Land $228,300 Building $126,500 | $354,800 (-) Land $228,300 Building $126,500 |
| 2023 | $336,533 | $354,800 Land $228,300 Building $126,500 | |
| 2022 | $426.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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