2309 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2309 4th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,163 sqft · built 2022
Lot Size0.344 acres (15,001 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Oct 2021)
Tax Bill$28,157 (2024)
Deeds & MortgagesOct 2021 Sale & Construction Loan
Flood ZoneZone X (moderate risk)
APN10157.4245-9

Property Details

APN / Parcel Number

Primary APN10157.4245-9
Alternative APN
  • 3418181015742459

Interior

Bedrooms5 Beds
Full Baths6 Baths
Plumbing Fixtures22 Plumbing Fixtures
Stories2 Stories
Building Area5,163 sqft Living Area
Gross Area8,070 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Lot Area15,001 sqft (0.344 acres)
TerrainLow
Garage TypeAttached
Garage Area1,290 sqft
Pool Area550 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3418181015742459
Street Address2309 4TH ST E
CityPALMETTO
StateFL
Zip34221-2486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_PD-MU
Legal DescriptionLOT 249 SANCTUARY COVE PI#10157.4245/9
Legal Range18E
Legal Township34S
Legal Section18
Legal SubdivisionSANCTUARY COVE
Legal Tract1015700
Legal Block1043
Legal Lot Number249
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1022
Census Tract1904

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2309 4TH ST E, PALMETTO, FL 34221-2486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2021 · Amount on File
Deed SaleOct 18, 2021 · Amount on File
Deed Document Number202141138340
Record UpdatedJun 8, 2026

October 2021: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateOct 18, 2021
Property Address2309 4TH ST E, PALMETTO, FL 34221-2486
Document Number0041138340
Map ReferenceMB 54 PG 71
Instrument DateOct 15, 2021
Instrument202141138340
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2024
Title CompanyBARNES WALKER TITLE INC

Transaction

AmountAmount on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

NameVerified Name
Address5245 UNIVERSITY PKWY UNIT 101, 101, UNIVERSITY PARK, FL 34201-3011

Mortgage

Document Number0041138341
DateOct 18, 2021
Instrument202141138341
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,479,459 (+5.99%)$1,483,959 (-0.89%) Land $408,000 Building $1,075,959
2024$28,157.00 (+1.16%)
2023$27,833.00 (+193.6%) Homeowner's exemption$1,395,887 (+248.97%)$1,497,255 (+274.31%) Land $408,000 Building $1,089,255
2022$9,480.00$400,000 Land $400,000$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 157 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims124 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 72 claims
  • Hurricane Idalia, Aug 2023 · 6 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Frontier, Verizon.

Nearby Properties on 4th St E

Nearby Streets

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