Whiteside County property record for 2309 4th Ave, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.439 acres (19,138 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $500 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1116278006 |
| Primary APN | 1116278006 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,138 sqft (0.439 acres) |
|---|---|
| Lot Width | 102 ft Width |
| Account Number | 101892 |
|---|---|
| Street Address | 2309 4TH AVE |
| City | STERLING |
| State | IL |
| Zip | 61081-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW HIGH SCHOOL E 1/2 LT 14 BLK 1 530701X |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1101 |
2309 4th Ave is owned and occupied by an individual.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2309 4TH AVE, STERLING, IL 61081-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2309 4TH AVE, STERLING, IL 61081-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202103185 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-03185 |
| Name | MIDLAND STATES BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 73 Months |
| Due | Jun 1, 2027 |
The 2025 property tax bill for 2309 4th Ave was $500 with a senior citizen's exemption.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $500.00 | $21,938 Land $1,529 Building $20,409 | |
| 2024 | $65,814 Land $4,587 Building $61,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2309 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2309 4th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband.
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