2308 Summit St, Sioux City, IA 51104 Property Records

Woodbury County property record for 2308 Summit St, Sioux City, IA 51104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,124 sqft · built 1920
Lot Size	0.2 acres (8,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2019)
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`894721153005`

Property Details

APN / Parcel Number

Primary APN	`894721153005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	952 sqft
Basement Area	1,012 sqft
Finished Basement	266 sqft
Unfinished Basement	746 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,721 sqft (0.2 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2308 SUMMIT ST
City	SIOUX CITY
State	IA
Zip	51104-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLS SUMMIT 2ND LOT 6 BLK 5 N 10 FT LOT 7 BLK 5
Legal Subdivision	CALLS SUMMIT 2ND
Legal Block	5
Legal Lot Number	6,7
Jurisdiction	WOODBURY IA
Township / Civil Division	SIOUX CITY
Census Block Group	1
Census Block	1016
Census Tract	1000

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2308 SUMMIT ST, SIOUX CITY, IA 51104-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATL BANK SIOUX CITY
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Sep 27, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	201917817
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2308 SUMMIT ST, SIOUX CITY, IA 51104-1210
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008818
Date	Jul 18, 2022
Instrument	2022-08818

Lender

Name	SECURITY NATL BANK SIOUX CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2027

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	2308 SUMMIT ST, SIOUX CITY, IA 51104-1210
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002803
Date	Sep 15, 2021
Instrument	2021-12803

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Sep 27, 2019
Property Address	2308 SUMMIT ST, SIOUX CITY, IA 51104-1210
Document Number	0000007817
Instrument Date	Sep 12, 2019
Instrument	2019-17817
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 SUMMIT ST, SIOUX CITY, IA 51104-1210

Mortgage

Document Number	0000007818
Date	Sep 27, 2019
Instrument	2019-17818

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sioux City
Unified School District	Sioux City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,794.00 (-1.04%) Homeowner's exemption	$245,000 (+5.97%) Land $31,300 Building $213,700	$245,000 (+5.97%) Land $31,300 Building $213,700
2023	$3,834.00 (+10.36%) Homeowner's exemption	$231,200 Land $22,500 Building $208,700	$231,200 Land $22,500 Building $208,700
2022	$3,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX CITY WATER SUPPLY serves 85,791 people · EPA ID IA9778054
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Treatment Techniques Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Long Lines Metro, Nextlink.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures